Lowest closing cost mortgage lenders in Washington County County, Utah
In Washington County, Utah, homebuyers paid a median of $7,879 in closing costs in 2024 — below the Utah median of $8,544. The county saw 2,598 purchase mortgages at a median rate of 6.49%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $825, which is $6,765 less than the county median.
Homebuyers in Washington County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $7,054 less in closing costs than the county median.
County Median Costs
$7,879
−7.8% vs Utah ($8,544)
Median Rate
6.490%
−2.0% vs national (6.620%)
Median Origination
$3,799
Purchase Originations
2,598
vs Utah Median
7.8% below
$-665
vs National Median
16.9% above
$1,138
Lender rankings in Washington County County
30 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,157 | 5.875% | $0 | 103 | −$3,761 | |
| 2 | $2,244 | 5.500% | $0 | 11 | −$3,674 | |
| 3 | $3,336 | 6.875% | $1,150 | 15 | −$2,582 | |
| 4 | $3,962 | 6.375% | $2,023 | 22 | −$1,956 | |
| 5 | $4,248 | 6.624% | $1,335 | 118 | −$1,670 | |
| 6 | $4,421 | 7.000% | $2,410 | 14 | −$1,497 | |
| 7 | $4,452 | 6.500% | $1,860 | 15 | −$1,466 | |
| 8 | $4,454 | 6.562% | $1,833 | 12 | −$1,464 | |
| 9 | $4,562 | 6.875% | $2,320 | 13 | −$1,356 | |
| 10 | $4,679 | 6.625% | $1,983 | 110 | −$1,239 | |
| 11 | $4,826 | 6.250% | $2,279 | 12 | −$1,092 | |
| 12 | $5,312 | 6.125% | $3,159 | 11 | −$606 | |
| 13 | $5,771 | 6.625% | $3,627 | 85 | −$147 | |
| 14 | $5,944 | 6.624% | $3,584 | 12 | +$26 | |
| 15 | $5,954 | 6.500% | $4,163 | 89 | +$36 | |
| 16 | $6,107 | 6.750% | $3,211 | 10 | +$189 | |
| 17 | $6,494 | 6.625% | $3,632 | 215 | +$576 | |
| 18 | $6,529 | 6.500% | $4,766 | 12 | +$611 | |
| 19 | $6,609 | 6.875% | $4,261 | 18 | +$691 | |
| 20 | $6,744 | 6.625% | $3,780 | 25 | +$826 | |
| 21 | $6,757 | 6.750% | $4,483 | 103 | +$839 | |
| 22 | $6,820 | 6.490% | $4,493 | 55 | +$902 | |
| 23 | $7,047 | 6.625% | $4,172 | 60 | +$1,129 | |
| 24 | $7,651 | 6.375% | $4,878 | 38 | +$1,733 | |
| 25 | $7,669 | 6.950% | $4,802 | 25 | +$1,751 | |
| 26 | $8,603 | 6.625% | $5,999 | 235 | +$2,685 | |
| 27 | $8,733 | 6.312% | $5,862 | 10 | +$2,815 | |
| 28 | $8,985 | 6.625% | $6,410 | 18 | +$3,067 | |
| 29 | $13,949 | 6.625% | $7,880 | 41 | +$8,031 |
Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Utah → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.