BELEM SERVICING LLC closing costs and rates (2024)
In 2024, BELEM SERVICING LLC originated 430 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $9,461. That is $2,720 above the national median of $6,741. BELEM SERVICING LLC is most active in Utah with 185 originations there.
Purchase Originations
430
Median Total Costs
$9,461
+40.4% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$4,257
Median Lender Credits
$91
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 263 | 6.750% | $6,415 | $3,040 |
| fha | 142 | 6.500% | $14,612 | $5,356 |
| va | 25 | 6.250% | $7,623 | $2,786 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Utah | 185 | 6.625% | $6,630 | #37 |
| Idaho | 94 | 6.500% | $9,389 | #45 |
| Florida | 92 | 6.625% | $13,397 | #257 |
| Texas | 23 | 6.750% | $10,635 | — |
| Arizona | 9 | 6.750% | $11,455 | — |
| Nevada | 7 | 6.750% | $13,826 | — |
| California | 3 | 6.625% | $13,020 | — |
| Iowa | 3 | 7.250% | $3,035 | — |
| Nebraska | 3 | 6.624% | $4,685 | — |
| New Mexico | 3 | 6.875% | $5,053 | — |
| Washington | 3 | 6.750% | $11,512 | — |
| Wyoming | 2 | 6.808% | $6,616 | — |
| Georgia | 1 | 6.624% | $10,205 | — |
| Indiana | 1 | 6.500% | $3,085 | — |
| North Carolina | 1 | 6.625% | $16,053 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,196 | 6.683% | — | 4 | −$5,265 | |
| 2 | $4,685 | 6.624% | — | 3 | −$4,776 | |
| 3 | $5,670 | 6.625% | — | 7 | −$3,791 | |
| 4 | $6,452 | 6.312% | — | 6 | −$3,009 | |
| 5 | $6,528 | 6.625% | — | 153 | −$2,933 | |
| 6 | $6,540 | 6.750% | — | 3 | −$2,921 | |
| 7 | $6,889 | 6.990% | — | 3 | −$2,572 | |
| 8 | $8,277 | 6.938% | — | 4 | −$1,184 | |
| 9 | $8,553 | 6.000% | — | 7 | −$908 | |
| 10 | $9,095 | 7.188% | — | 12 | −$366 | |
| 11 | $9,245 | 6.375% | — | 52 | −$216 | |
| 12 | $10,571 | 6.250% | — | 9 | +$1,110 | |
| 13 | $10,635 | 6.625% | — | 3 | +$1,174 | |
| 14 | $11,274 | 7.250% | — | 3 | +$1,813 | |
| 15 | $11,453 | 6.625% | — | 5 | +$1,992 | |
| 16 | $12,459 | 6.624% | — | 23 | +$2,998 | |
| 17 | $13,233 | 6.625% | — | 33 | +$3,772 | |
| 18 | $13,984 | 6.438% | — | 4 | +$4,523 | |
| 19 | $15,803 | 6.875% | — | 5 | +$6,342 | |
| 20 | $17,340 | 6.990% | — | 10 | +$7,879 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.