SUN AMERICAN MORTGAGE COMPANY closing costs and rates (2024)
In 2024, SUN AMERICAN MORTGAGE COMPANY originated 555 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $5,711. That ranks #598 nationally by origination volume. For total closing costs among lenders with 500+ originations, SUN AMERICAN MORTGAGE COMPANY ranks #263. That is $1,030 below the national median of $6,741. SUN AMERICAN MORTGAGE COMPANY is most active in Utah with 261 originations there.
Purchase Originations
555
Ranked #598 nationally
Median Total Costs
$5,711
−15.3% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,335
Median Lender Credits
$500
Cost Rank (500+ vol.)
#263
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 354 | 6.625% | $4,447 | $1,335 |
| fha | 135 | 6.125% | $12,021 | $2,722 |
| va | 47 | 6.000% | $10,297 | $1,335 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Utah | 261 | 6.490% | $7,142 | #26 |
| Arizona | 235 | 6.500% | $5,761 | #62 |
| New Mexico | 41 | 6.750% | $3,933 | — |
| Nevada | 16 | 6.933% | $5,468 | — |
| California | 1 | 6.125% | $5,549 | — |
| Colorado | 1 | 6.990% | $3,065 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,866 | 6.625% | — | 4 | −$1,845 | |
| 2 | $3,878 | 6.688% | — | 34 | −$1,833 | |
| 3 | $4,101 | 6.490% | — | 5 | −$1,610 | |
| 4 | $4,396 | 6.750% | — | 8 | −$1,315 | |
| 5 | $4,439 | 6.990% | — | 11 | −$1,272 | |
| 6 | $4,499 | 6.990% | — | 7 | −$1,212 | |
| 7 | $4,771 | 6.500% | — | 3 | −$940 | |
| 8 | $5,201 | 6.557% | — | 56 | −$510 | |
| 9 | $5,468 | 6.933% | — | 16 | −$243 | |
| 10 | $5,590 | 6.750% | — | 16 | −$121 | |
| 11 | $5,616 | 6.500% | — | 78 | −$95 | |
| 12 | $5,989 | 6.375% | — | 31 | +$278 | |
| 13 | $6,648 | 6.688% | — | 2 | +$937 | |
| 14 | $6,851 | 6.500% | — | 35 | +$1,140 | |
| 15 | $6,964 | 6.562% | — | 2 | +$1,253 | |
| 16 | $7,480 | 6.125% | — | 15 | +$1,769 | |
| 17 | $7,896 | 6.490% | — | 180 | +$2,185 | |
| 18 | $7,983 | 6.250% | — | 9 | +$2,272 | |
| 19 | $8,710 | 6.375% | — | 19 | +$2,999 | |
| 20 | $11,693 | 6.250% | — | 10 | +$5,982 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.