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Lowest closing cost mortgage lenders in Travis County County, Texas

In Travis County, Texas, homebuyers paid a median of $8,372 in closing costs in 2024 — near the Texas median of $8,418. The county saw 11,901 purchase mortgages at a median rate of 6.49%. Among lenders with 10+ originations, SOUTHERN LENDING SERVICES, LTD. offered the lowest median costs at $35, which is $7,438 less than the county median.

Homebuyers in Travis County County who chose SOUTHERN LENDING SERVICES, LTD. paid $8,337 less in closing costs than the county median.

County Median Costs

$8,372

−0.6% vs Texas ($8,418)

Median Rate

6.490%

−2.0% vs national (6.620%)

Median Origination

$2,169

Purchase Originations

11,901

vs Texas Median

0.6% below

$-46

vs National Median

24.2% above

$1,631

Lender rankings in Travis County County

131 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$356.500%$013−$7,438
2$1,4955.990%$0106−$5,978
3$2,4586.312%$030−$5,015
4$2,7545.490%$012−$4,719
5$3,3076.625%$0122−$4,166
6$3,4606.050%$81541−$4,013
7$3,6584.750%$1,550107−$3,815
8$3,8536.350%$1,420236−$3,620
9$4,0066.625%$1,69089−$3,467
10$4,0307.625%$067−$3,443
11$4,0645.875%$1,39531−$3,409
12$4,1465.750%$074−$3,327
13$4,3676.500%$1,16039−$3,106
14$4,9716.625%$1,29811−$2,502
15$5,1145.625%$126365−$2,359
16$5,1496.500%$38713−$2,324
17$5,1685.875%$1,20034−$2,305
18$5,1736.125%$033−$2,300
19$5,2786.438%$1,64416−$2,195
20$5,2885.990%$1,031144−$2,185
21$5,3006.375%$1,27031−$2,173
22$5,7465.990%$74295−$1,727
23$5,7596.250%$86936−$1,714
24$5,7656.875%$1,25813−$1,708
25$5,7686.624%$1,22311−$1,705
26$5,7776.124%$58111−$1,696
27$5,8456.250%$1,523105−$1,628
28$5,8946.950%$1,77017−$1,579
29$6,0096.500%$82923−$1,464
30$6,0525.750%$1,51518−$1,421
31$6,0956.058%$2,25738−$1,378
32$6,1636.490%$1,745451−$1,310
33$6,1956.625%$1,57542−$1,278
34$6,2006.625%$1,35074−$1,273
35$6,3726.625%$1,37574−$1,101
36$6,4136.875%$1,63011−$1,060
37$6,4276.750%$1,67914−$1,046
38$6,4356.125%$1,965131−$1,038
39$6,6406.625%$2,62822−$833
40$6,6916.375%$75064−$782
41$6,6956.562%$3,04738−$778
42$6,7076.375%$1,125106−$766
43$6,7366.375%$2,97122−$736
44$6,7896.625%$2,23758−$684
45$6,7916.558%$2,42322−$682
46$6,8146.875%$1,69310−$659
47$6,8216.625%$1,67023−$652
48$6,8975.995%$1,09518−$576
49$7,0406.625%$1,71522−$433
50$7,0956.495%$1,34528−$378
51$7,1296.375%$1,49028−$344
52$7,1586.625%$1,77752−$315
53$7,2576.482%$1,25030−$216
54$7,2956.125%$1,49411−$178
55$7,3226.750%$1,51010−$151
56$7,3566.625%$2,99522−$117
57$7,5366.750%$2,24218+$63
58$7,5536.500%$3,896314+$80
59$7,5696.624%$1,790372+$96
60$7,6036.625%$2,070101+$130
61$7,6766.625%$2,94860+$203
62$7,6876.625%$3,78364+$214
63$7,7836.624%$3,06120+$310
64$7,8326.625%$3,01671+$359
65$7,8486.500%$3,930291+$375
66$7,9276.500%$1,64071+$454
67$7,9286.875%$1,445309+$455
68$7,9529.125%$4,21019+$479
69$7,9716.750%$4,07891+$498
70$8,0766.375%$1,920124+$603
71$8,0826.125%$99514+$609
72$8,1006.500%$2,783482+$627
73$8,3476.375%$1,65058+$874
74$8,3496.875%$3,80961+$876
75$8,4256.625%$3,329261+$952
76$8,4556.990%$4,32572+$982
77$8,5576.990%$3,07619+$1,084
78$8,5956.625%$4,33334+$1,122
79$8,6076.625%$3,97822+$1,134
80$8,6586.625%$1,97248+$1,185
81$8,6896.625%$3,88911+$1,216
82$8,7096.750%$3,16218+$1,236
83$8,7115.750%$3,87914+$1,238
84$8,7366.250%$85029+$1,263
85$8,8806.562%$4,40410+$1,407
86$8,9126.875%$3,15611+$1,439
87$8,9726.875%$3,68287+$1,499
88$8,9916.625%$3,99221+$1,518
89$9,0066.625%$4,48575+$1,533
90$9,0066.375%$1,21720+$1,533
91$9,0436.625%$3,71569+$1,570
92$9,0907.125%$3,62531+$1,618
93$9,1956.188%$2,53268+$1,722
94$9,2086.625%$3,82593+$1,735
95$9,3566.000%$1,19529+$1,883
96$9,3796.375%$1,294105+$1,906
97$9,3946.875%$4,47147+$1,921
98$9,4376.750%$3,24015+$1,964
99$9,5436.650%$2,50011+$2,070
100$9,6666.750%$3,52864+$2,193
101$10,0226.625%$5,57541+$2,549
102$10,0326.625%$5,59730+$2,559
103$10,0626.625%$5,17239+$2,589
104$10,0816.624%$5,202866+$2,608
105$10,0846.625%$5,83534+$2,611
106$10,1446.624%$3,95585+$2,671
107$10,2446.990%$5,52813+$2,771
108$10,3216.875%$5,43221+$2,848
109$10,3416.625%$1,34217+$2,868
110$10,3476.749%$5,95012+$2,874
111$10,3506.875%$6,72617+$2,877
112$10,4036.688%$5,88940+$2,930
113$10,4106.875%$5,72239+$2,937
114$10,7456.500%$6,69524+$3,272
115$10,9426.812%$1,47518+$3,469
116$11,2165.490%$4,65418+$3,743
117$11,2326.500%$6,47545+$3,759
118$11,3256.625%$6,66211+$3,852
119$11,4156.562%$1,35016+$3,942
120$12,2096.500%$7,32517+$4,736
121$12,4036.625%$6,99011+$4,930
122$12,5656.500%$7,29228+$5,092
123$12,6266.500%$7,53712+$5,153
124$12,9066.562%$6,07052+$5,433
125$14,4546.625%$9,55314+$6,981
126$14,8585.875%$10,93951+$7,385
127$15,6677.808%$11,29310+$8,194
128$18,4907.375%$12,01728+$11,017

Includes lenders with 10+ purchase originations in Travis County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.