Homebuyers in Hays County County who chose BRIGHTLAND MORTGAGE SERVICES, LTD. paid $7,550 less in closing costs than the county median.
County Median Costs
$8,417
+0.2% vs Texas ($8,397)
Median Rate
5.880%
−9.4% vs national (6.490%)
Median Origination
$1,650
Purchase Originations
4,568
Denial Rate
9.3%
vs Texas avg (12.0%)
vs Texas Median
0.2% above
$20
vs National Median
26.0% above
$1,737
62 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $867 | 5.750% | $0 | 44 | −$5,937 | |
| 2 | $1,029 | 5.688% | $0 | 60 | −$5,775 | |
| 3 | $2,956 | 6.624% | $0 | 31 | −$3,848 | |
| 4 | $3,259 | 5.812% | $1,218 | 14 | −$3,545 | |
| 5 | $3,315 | 7.375% | $0 | 11 | −$3,489 | |
| 6 | $3,641 | 4.875% | $1,550 | 70 | −$3,163 | |
| 7 | $3,868 | 5.990% | $0 | 44 | −$2,936 | |
| 8 | $3,889 | 5.250% | $0 | 79 | −$2,915 | |
| 9 | $4,374 | 6.750% | $750 | 39 | −$2,430 | |
| 10 | $4,943 | 5.745% | $0 | 16 | −$1,861 | |
| 11 | $4,947 | 5.625% | $126 | 38 | −$1,857 | |
| 12 | $5,165 | 6.375% | $0 | 12 | −$1,639 | |
| 13 | $5,170 | 5.750% | $1,200 | 17 | −$1,634 | |
| 14 | $5,397 | 5.490% | $598 | 32 | −$1,407 | |
| 15 | $5,694 | 6.500% | $2,102 | 19 | −$1,110 | |
| 16 | $5,834 | 5.500% | $1,965 | 41 | −$970 | |
| 17 | $5,846 | 6.490% | $1,694 | 47 | −$958 | |
| 18 | $6,266 | 6.625% | $2,021 | 37 | −$538 | |
| 19 | $6,489 | 4.990% | $1,585 | 17 | −$315 | |
| 20 | $6,511 | 6.750% | $2,107 | 18 | −$293 | |
| 21 | $6,543 | 6.500% | $3,299 | 77 | −$261 | |
| 22 | $6,563 | 6.490% | $1,790 | 29 | −$241 | |
| 23 | $6,629 | 6.375% | $1,425 | 14 | −$175 | |
| 24 | $6,646 | 6.625% | $2,198 | 11 | −$158 | |
| 25 | $6,647 | 4.750% | $1,395 | 74 | −$157 |
Includes lenders with 10+ purchase originations in Hays County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.