LOANPEOPLE, LLC closing costs and rates (2024)
In 2024, LOANPEOPLE, LLC originated 1,353 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $9,519. That ranks #296 nationally by origination volume. For total closing costs among lenders with 500+ originations, LOANPEOPLE, LLC ranks #526. That is $2,778 above the national median of $6,741. LOANPEOPLE, LLC is most active in Texas with 1,183 originations there.
Purchase Originations
1,353
Ranked #296 nationally
Median Total Costs
$9,519
+41.2% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$4,154
Median Lender Credits
$1,419
Cost Rank (500+ vol.)
#526
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 869 | 6.625% | $7,698 | $3,299 |
| fha | 312 | 6.562% | $13,413 | $4,588 |
| va | 170 | 6.250% | $13,790 | $6,392 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,474 | 6.990% | — | 8 | −$3,045 | |
| 2 | $6,591 | 6.990% | — | 9 | −$2,928 | |
| 3 | $7,122 | 6.875% | — | 11 | −$2,397 | |
| 4 | $7,701 | 6.625% | — | 118 | −$1,818 | |
| 5 | $7,803 | 6.490% | — | 7 | −$1,716 | |
| 6 | $7,879 | 6.624% | — | 401 | −$1,640 | |
| 7 | $7,979 | 6.250% | — | 18 | −$1,540 | |
| 8 | $8,608 | 6.250% | — | 11 | −$911 | |
| 9 | $8,770 | 6.750% | — | 15 | −$749 | |
| 10 | $8,824 | 6.625% | — | 9 | −$695 | |
| 11 | $8,841 | 6.375% | — | 39 | −$678 | |
| 12 | $9,554 | 6.250% | — | 64 | +$35 | |
| 13 | $9,978 | 6.624% | — | 7 | +$459 | |
| 14 | $10,530 | 6.625% | — | 27 | +$1,011 | |
| 15 | $10,677 | 6.500% | — | 44 | +$1,158 | |
| 16 | $11,163 | 6.875% | — | 24 | +$1,644 | |
| 17 | $11,345 | 6.683% | — | 8 | +$1,826 | |
| 18 | $12,756 | 6.625% | — | 293 | +$3,237 | |
| 19 | $12,939 | 6.375% | — | 103 | +$3,420 | |
| 20 | $16,096 | 6.500% | — | 15 | +$6,577 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.