Lowest closing cost mortgage lenders in Davidson County County, Tennessee
In Davidson County, Tennessee, homebuyers paid a median of $6,299 in closing costs in 2024 — below the Tennessee median of $6,647. The county saw 7,451 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, SIRVA MORTGAGE, INC. offered the lowest median costs at $8, which is $5,495 less than the county median.
Homebuyers in Davidson County County who chose SIRVA MORTGAGE, INC. paid $6,291 less in closing costs than the county median.
County Median Costs
$6,299
−5.2% vs Tennessee ($6,647)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,356
Purchase Originations
7,451
vs Tennessee Median
5.2% below
$-348
vs National Median
6.6% below
$-442
Lender rankings in Davidson County County
94 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $8 | 6.125% | $0 | 17 | −$5,495 | |
| 2 | $2,344 | 6.625% | $0 | 172 | −$3,159 | |
| 3 | $2,467 | 6.100% | $815 | 31 | −$3,036 | |
| 4 | $2,704 | 6.990% | $1,821 | 35 | −$2,799 | |
| 5 | $2,838 | 5.500% | $0 | 28 | −$2,665 | |
| 6 | $2,958 | 5.912% | $1,195 | 10 | −$2,545 | |
| 7 | $3,012 | 6.624% | $1,198 | 11 | −$2,490 | |
| 8 | $3,090 | 6.875% | $1,095 | 18 | −$2,413 | |
| 9 | $3,127 | 6.188% | $595 | 26 | −$2,376 | |
| 10 | $3,310 | 6.250% | $0 | 32 | −$2,193 | |
| 11 | $3,327 | 6.750% | $1,390 | 26 | −$2,176 | |
| 12 | $3,385 | 6.375% | $250 | 13 | −$2,118 | |
| 13 | $3,583 | 6.625% | $944 | 128 | −$1,920 | |
| 14 | $3,632 | 6.250% | $1,569 | 87 | −$1,871 | |
| 15 | $3,824 | 6.750% | $1,885 | 17 | −$1,679 | |
| 16 | $3,955 | 6.625% | $1,075 | 38 | −$1,548 | |
| 17 | $4,040 | 6.500% | $1,175 | 241 | −$1,462 | |
| 18 | $4,163 | 6.625% | $1,095 | 427 | −$1,340 | |
| 19 | $4,230 | 6.950% | $2,048 | 124 | −$1,273 | |
| 20 | $4,258 | 6.875% | $1,495 | 33 | −$1,245 | |
| 21 | $4,262 | 6.875% | $1,399 | 50 | −$1,241 | |
| 22 | $4,326 | 6.312% | $877 | 14 | −$1,177 | |
| 23 | $4,512 | 6.625% | $2,553 | 20 | −$991 | |
| 24 | $4,530 | 6.625% | $1,590 | 13 | −$973 | |
| 25 | $4,620 | 6.375% | $1,105 | 11 | −$883 | |
| 26 | $4,727 | 6.875% | $1,770 | 33 | −$776 | |
| 27 | $4,784 | 6.500% | $1,099 | 151 | −$720 | |
| 28 | $4,841 | 6.438% | $1,439 | 12 | −$662 | |
| 29 | $4,850 | 7.125% | $1,892 | 34 | −$653 | |
| 30 | $4,884 | 6.625% | $1,250 | 192 | −$619 | |
| 31 | $4,886 | 7.750% | $1,285 | 18 | −$617 | |
| 32 | $4,897 | 6.875% | $2,935 | 17 | −$606 | |
| 33 | $4,982 | 5.250% | $1,335 | 19 | −$522 | |
| 34 | $4,994 | 6.990% | $2,628 | 23 | −$509 | |
| 35 | $5,032 | 6.600% | $1,990 | 203 | −$471 | |
| 36 | $5,090 | 6.625% | $1,977 | 98 | −$413 | |
| 37 | $5,228 | 6.875% | $2,292 | 21 | −$275 | |
| 38 | $5,290 | 6.375% | $1,295 | 48 | −$213 | |
| 39 | $5,292 | 6.625% | $1,640 | 135 | −$212 | |
| 40 | $5,346 | 6.625% | $2,219 | 20 | −$157 | |
| 41 | $5,365 | 6.624% | $2,098 | 69 | −$138 | |
| 42 | $5,367 | 6.375% | $960 | 10 | −$136 | |
| 43 | $5,424 | 6.625% | $2,085 | 17 | −$79 | |
| 44 | $5,467 | 6.625% | $1,425 | 101 | −$36 | |
| 45 | $5,500 | 6.625% | $1,516 | 71 | −$3 | |
| 46 | $5,508 | 6.375% | $1,873 | 76 | +$4 | |
| 47 | $5,511 | 6.375% | $1,642 | 54 | +$8 | |
| 48 | $5,563 | 6.558% | $1,095 | 20 | +$60 | |
| 49 | $5,612 | 6.125% | $2,809 | 37 | +$109 | |
| 50 | $5,665 | 6.625% | $2,549 | 20 | +$162 | |
| 51 | $5,751 | 6.990% | $2,216 | 125 | +$248 | |
| 52 | $5,764 | 6.875% | $3,302 | 45 | +$262 | |
| 53 | $5,769 | 6.500% | $500 | 20 | +$266 | |
| 54 | $5,784 | 6.750% | $3,608 | 67 | +$281 | |
| 55 | $5,899 | 6.990% | $3,840 | 15 | +$396 | |
| 56 | $5,938 | 6.625% | $3,267 | 41 | +$436 | |
| 57 | $6,150 | 6.625% | $2,393 | 204 | +$647 | |
| 58 | $6,171 | 6.933% | $3,661 | 12 | +$668 | |
| 59 | $6,219 | 7.062% | $3,215 | 14 | +$716 | |
| 60 | $6,381 | 6.500% | $3,607 | 42 | +$878 | |
| 61 | $6,382 | 6.875% | $3,042 | 15 | +$879 | |
| 62 | $6,420 | 6.625% | $2,315 | 49 | +$917 | |
| 63 | $6,606 | 6.500% | $4,360 | 206 | +$1,103 | |
| 64 | $6,625 | 6.990% | $3,494 | 22 | +$1,122 | |
| 65 | $6,885 | 6.990% | $4,784 | 29 | +$1,382 | |
| 66 | $6,966 | 6.875% | $5,625 | 13 | +$1,463 | |
| 67 | $7,037 | 6.625% | $3,449 | 13 | +$1,534 | |
| 68 | $7,070 | 6.250% | $2,650 | 32 | +$1,567 | |
| 69 | $7,076 | 6.625% | $3,255 | 12 | +$1,573 | |
| 70 | $7,109 | 6.870% | $4,825 | 10 | +$1,606 | |
| 71 | $7,303 | 6.995% | $5,225 | 50 | +$1,800 | |
| 72 | $7,383 | 6.875% | $4,386 | 20 | +$1,880 | |
| 73 | $7,428 | 6.625% | $4,887 | 18 | +$1,925 | |
| 74 | $7,517 | 5.990% | $3,449 | 155 | +$2,014 | |
| 75 | $7,546 | 6.562% | $5,123 | 12 | +$2,044 | |
| 76 | $7,820 | 6.625% | $4,845 | 14 | +$2,317 | |
| 77 | $7,919 | 6.950% | $5,079 | 130 | +$2,416 | |
| 78 | $7,948 | 6.625% | $4,662 | 266 | +$2,445 | |
| 79 | $8,041 | 6.933% | $4,691 | 36 | +$2,538 | |
| 80 | $8,042 | 6.875% | $5,240 | 57 | +$2,539 | |
| 81 | $8,539 | 6.624% | $5,508 | 327 | +$3,036 | |
| 82 | $8,755 | 6.375% | $6,057 | 13 | +$3,252 | |
| 83 | $8,767 | 6.875% | $5,098 | 32 | +$3,264 | |
| 84 | $8,954 | 6.624% | $5,501 | 44 | +$3,451 | |
| 85 | $9,170 | 6.625% | $6,237 | 17 | +$3,667 | |
| 86 | $9,754 | 6.625% | $6,603 | 10 | +$4,251 | |
| 87 | $9,770 | 6.625% | $6,257 | 11 | +$4,267 | |
| 88 | $9,822 | 6.812% | $6,776 | 14 | +$4,319 | |
| 89 | $12,530 | 6.688% | $9,067 | 12 | +$7,027 | |
| 90 | $12,825 | 7.812% | $10,354 | 14 | +$7,322 | |
| 91 | $12,842 | 9.375% | $10,975 | 24 | +$7,339 |
Includes lenders with 10+ purchase originations in Davidson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.