ASCEND FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, ASCEND FEDERAL CREDIT UNION originated 262 purchase mortgages at a median interest rate of 6.25% and median total closing costs of $3,499. That is $3,242 below the national median of $6,741. ASCEND FEDERAL CREDIT UNION is most active in Tennessee with 252 originations there.
Purchase Originations
262
Median Total Costs
$3,499
−48.1% vs national ($6,741)
Median Rate
6.250%
−5.6% vs national (6.620%)
Median Origination
$595
Median Lender Credits
$88
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 260 | 6.250% | $3,489 | $595 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,518 | 6.938% | — | 4 | −$981 | |
| 2 | $2,796 | 6.875% | — | 4 | −$703 | |
| 3 | $2,864 | 5.875% | — | 2 | −$635 | |
| 4 | $2,923 | 6.125% | — | 3 | −$576 | |
| 5 | $3,127 | 6.188% | — | 26 | −$372 | |
| 6 | $3,204 | 6.125% | — | 23 | −$295 | |
| 7 | $3,242 | 6.000% | — | 3 | −$257 | |
| 8 | $3,281 | 6.250% | — | 4 | −$218 | |
| 9 | $3,284 | 6.375% | — | 37 | −$215 | |
| 10 | $3,412 | 6.062% | — | 8 | −$87 | |
| 11 | $3,425 | 6.938% | — | 4 | −$74 | |
| 12 | $3,466 | 6.500% | — | 12 | −$33 | |
| 13 | $3,489 | 6.812% | — | 8 | −$10 | |
| 14 | $3,537 | 6.000% | — | 7 | +$38 | |
| 15 | $3,724 | 6.500% | — | 6 | +$225 | |
| 16 | $3,784 | 6.250% | — | 4 | +$285 | |
| 17 | $3,891 | 6.000% | — | 10 | +$392 | |
| 18 | $4,380 | 6.125% | — | 3 | +$881 | |
| 19 | $4,387 | 6.125% | — | 52 | +$888 | |
| 20 | $6,323 | 6.188% | — | 12 | +$2,824 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.