Legacy Home Loans, LLC closing costs and rates (2024)
In 2024, Legacy Home Loans, LLC originated 1,106 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,868. That ranks #347 nationally by origination volume. For total closing costs among lenders with 500+ originations, Legacy Home Loans, LLC ranks #189. That is $1,873 below the national median of $6,741. Legacy Home Loans, LLC is most active in Tennessee with 1,058 originations there.
Purchase Originations
1,106
Ranked #347 nationally
Median Total Costs
$4,868
−27.8% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,095
Median Lender Credits
$100
Cost Rank (500+ vol.)
#189
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 894 | 6.625% | $4,240 | $1,095 |
| va | 108 | 6.250% | $9,528 | $2,250 |
| fha | 103 | 6.250% | $12,192 | $1,784 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,054 | 6.625% | — | 4 | −$1,814 | |
| 2 | $3,472 | 6.624% | — | 16 | −$1,396 | |
| 3 | $3,490 | 6.375% | — | 5 | −$1,378 | |
| 4 | $3,548 | 6.625% | — | 5 | −$1,320 | |
| 5 | $3,804 | 6.875% | — | 5 | −$1,064 | |
| 6 | $3,890 | 6.750% | — | 3 | −$978 | |
| 7 | $3,921 | 6.625% | — | 26 | −$947 | |
| 8 | $4,075 | 6.500% | — | 48 | −$793 | |
| 9 | $4,386 | 6.625% | — | 19 | −$482 | |
| 10 | $4,607 | 6.625% | — | 486 | −$261 | |
| 11 | $4,671 | 6.625% | — | 14 | −$197 | |
| 12 | $4,680 | 6.625% | — | 55 | −$188 | |
| 13 | $4,711 | 6.625% | — | 101 | −$157 | |
| 14 | $4,762 | 6.875% | — | 166 | −$106 | |
| 15 | $4,968 | 6.808% | — | 4 | +$100 | |
| 16 | $7,368 | 6.490% | — | 5 | +$2,500 | |
| 17 | $9,508 | 6.375% | — | 63 | +$4,640 | |
| 18 | $10,238 | 6.625% | — | 5 | +$5,370 | |
| 19 | $10,421 | 6.375% | — | 5 | +$5,553 | |
| 20 | $11,031 | 6.250% | — | 21 | +$6,163 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.