Homebuyers in Lancaster County County who chose Pennsylvania State Employees Credit Union paid $2,762 less in closing costs than the county median.
County Median Costs
$6,504
+0.1% vs Pennsylvania ($6,500)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,934
Purchase Originations
3,878
Denial Rate
8.2%
vs Pennsylvania avg (6.8%)
vs Pennsylvania Median
0.1% above
$4
vs National Median
2.6% below
$-176
58 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,742 | 6.500% | $678 | 72 | −$2,306 | |
| 2 | $4,088 | 6.312% | $424 | 10 | −$1,960 | |
| 3 | $4,280 | 6.688% | $0 | 16 | −$1,768 | |
| 4 | $4,666 | 6.625% | $995 | 62 | −$1,382 | |
| 5 | $4,816 | 6.490% | $1,680 | 31 | −$1,232 | |
| 6 | $4,878 | 6.562% | $1,213 | 14 | −$1,170 | |
| 7 | $4,889 | 6.620% | $1,226 | 16 | −$1,159 | |
| 8 | $4,891 | 6.500% | $1,362 | 14 | −$1,157 | |
| 9 | $4,930 | 6.625% | $1,395 | 14 | −$1,118 | |
| 10 | $5,154 | 6.750% | $1,640 | 81 | −$894 | |
| 11 | $5,266 | 6.500% | $1,605 | 30 | −$782 | |
| 12 | $5,356 | 6.375% | $1,504 | 31 | −$692 | |
| 13 | $5,369 | 6.375% | $1,358 | 34 | −$679 | |
| 14 | $5,383 | 6.500% | $1,860 | 18 | −$665 | |
| 15 | $5,467 | 6.812% | $1,794 | 38 | −$581 | |
| 16 | $5,529 | 6.625% | $1,195 | 49 | −$519 | |
| 17 | $5,531 | 6.490% | $1,526 | 29 | −$517 | |
| 18 | $5,569 | 6.495% | $995 | 142 | −$479 | |
| 19 | $5,749 | 6.125% | $1,942 | 15 | −$299 | |
| 20 | $5,759 | 6.990% | $1,721 | 29 | −$289 | |
| 21 | $5,772 | 6.433% | $1,300 | 14 | −$276 | |
| 22 | $5,776 | 6.500% | $2,275 | 28 | −$272 | |
| 23 | $5,836 | 6.625% | $2,779 | 16 | −$212 | |
| 24 | $5,842 | 6.375% | $1,100 | 39 | −$206 | |
| 25 | $5,898 | 5.933% | $275 | 16 | −$150 |
Includes lenders with 10+ purchase originations in Lancaster County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.