Homesale Mortgage, LLC closing costs and rates (2024)
In 2024, Homesale Mortgage, LLC originated 415 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $5,196. That is $1,545 below the national median of $6,741. Homesale Mortgage, LLC is most active in Pennsylvania with 345 originations there.
Purchase Originations
415
Median Total Costs
$5,196
−22.9% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$1,640
Median Lender Credits
$33
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 334 | 6.875% | $4,933 | $1,640 |
| fha | 50 | 6.750% | $8,773 | $1,640 |
| va | 29 | 6.750% | $5,783 | $1,640 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 345 | 6.875% | $5,181 | #61 |
| Maryland | 63 | 6.875% | $5,234 | #119 |
| Virginia | 3 | 6.125% | $6,437 | — |
| West Virginia | 2 | 6.875% | $5,023 | — |
| Delaware | 1 | 6.625% | $4,347 | — |
| North Carolina | 1 | 6.500% | $7,679 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,258 | 6.750% | — | 2 | −$938 | |
| 2 | $4,577 | 6.875% | — | 18 | −$619 | |
| 3 | $4,780 | 7.000% | — | 17 | −$416 | |
| 4 | $4,818 | 6.875% | — | 4 | −$378 | |
| 5 | $4,819 | 6.875% | — | 38 | −$377 | |
| 6 | $4,930 | 6.875% | — | 79 | −$266 | |
| 7 | $4,941 | 6.688% | — | 20 | −$255 | |
| 8 | $5,023 | 6.875% | — | 2 | −$173 | |
| 9 | $5,202 | 7.125% | — | 13 | +$6 | |
| 10 | $5,248 | 7.125% | — | 2 | +$52 | |
| 11 | $5,250 | 7.000% | — | 2 | +$54 | |
| 12 | $5,266 | 7.000% | — | 88 | +$70 | |
| 13 | $5,410 | 6.625% | — | 9 | +$214 | |
| 14 | $5,574 | 6.875% | — | 37 | +$378 | |
| 15 | $5,607 | 6.875% | — | 28 | +$411 | |
| 16 | $5,776 | 5.938% | — | 2 | +$580 | |
| 17 | $6,311 | 6.875% | — | 11 | +$1,115 | |
| 18 | $7,256 | 6.688% | — | 8 | +$2,060 | |
| 19 | $7,601 | 6.688% | — | 18 | +$2,405 | |
| 20 | $9,399 | 6.688% | — | 2 | +$4,203 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.