CITADEL FEDERAL CREDIT UNION closing costs and rates (2024)
In 2024, CITADEL FEDERAL CREDIT UNION originated 105 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,175. That is $2,566 below the national median of $6,741. CITADEL FEDERAL CREDIT UNION is most active in Pennsylvania with 94 originations there.
Purchase Originations
105
Median Total Costs
$4,175
−38.1% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$424
Median Lender Credits
$49
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 105 | 6.625% | $4,175 | $424 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 94 | 6.625% | $4,220 | #164 |
| Delaware | 4 | 6.875% | $3,340 | — |
| New Jersey | 3 | 6.875% | $4,870 | — |
| Florida | 2 | 6.500% | $5,485 | — |
| Maryland | 1 | 6.500% | $3,671 | — |
| South Carolina | 1 | 5.875% | $4,127 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,148 | 6.125% | — | 1 | −$1,027 | |
| 2 | $3,278 | 6.375% | — | 1 | −$897 | |
| 3 | $3,401 | 6.875% | — | 3 | −$774 | |
| 4 | $3,485 | 6.125% | — | 1 | −$690 | |
| 5 | $3,533 | 6.312% | — | 10 | −$642 | |
| 6 | $3,671 | 6.500% | — | 1 | −$504 | |
| 7 | $3,706 | 6.625% | — | 7 | −$469 | |
| 8 | $3,946 | 6.125% | — | 1 | −$229 | |
| 9 | $3,985 | 6.625% | — | 9 | −$190 | |
| 10 | $4,264 | 6.625% | — | 38 | +$89 | |
| 11 | $4,479 | 6.688% | — | 18 | +$304 | |
| 12 | $4,518 | 6.375% | — | 1 | +$343 | |
| 13 | $4,630 | 6.500% | — | 1 | +$455 | |
| 14 | $4,847 | 6.875% | — | 1 | +$672 | |
| 15 | $4,870 | 6.875% | — | 1 | +$695 | |
| 16 | $5,027 | 6.125% | — | 1 | +$852 | |
| 17 | $5,074 | 7.250% | — | 1 | +$899 | |
| 18 | $5,363 | 6.500% | — | 5 | +$1,188 | |
| 19 | $5,942 | 6.875% | — | 1 | +$1,767 | |
| 20 | $8,331 | 6.750% | — | 1 | +$4,156 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.