Mid Penn Bank closing costs and rates (2024)
In 2024, Mid Penn Bank originated 293 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $6,256. That is $485 below the national median of $6,741. Mid Penn Bank is most active in Pennsylvania with 250 originations there.
Purchase Originations
293
Median Total Costs
$6,256
−7.2% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,300
Median Lender Credits
$500
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 252 | 6.625% | $5,550 | $1,300 |
| fha | 36 | 6.250% | $11,425 | $1,300 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Pennsylvania | 250 | 6.625% | $6,292 | #88 |
| New Jersey | 33 | 6.624% | $6,585 | — |
| Delaware | 5 | 6.625% | $5,394 | — |
| Florida | 2 | 6.495% | $3,657 | — |
| District of Columbia | 1 | 7.500% | $8,107 | — |
| Maryland | 1 | 6.625% | $3,795 | — |
| Ohio | 1 | 6.375% | $6,435 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,655 | 6.990% | — | 3 | −$2,601 | |
| 2 | $4,262 | 7.000% | — | 3 | −$1,994 | |
| 3 | $4,428 | 6.125% | — | 16 | −$1,828 | |
| 4 | $4,718 | 6.625% | — | 24 | −$1,538 | |
| 5 | $5,011 | 6.562% | — | 14 | −$1,245 | |
| 6 | $5,047 | 6.562% | — | 4 | −$1,209 | |
| 7 | $5,094 | 6.624% | — | 14 | −$1,162 | |
| 8 | $5,310 | 6.812% | — | 2 | −$946 | |
| 9 | $5,394 | 6.625% | — | 5 | −$862 | |
| 10 | $6,151 | 6.433% | — | 2 | −$105 | |
| 11 | $6,359 | 7.183% | — | 6 | +$103 | |
| 12 | $6,631 | 6.625% | — | 46 | +$375 | |
| 13 | $6,824 | 6.688% | — | 26 | +$568 | |
| 14 | $6,860 | 6.375% | — | 5 | +$604 | |
| 15 | $7,381 | 6.875% | — | 52 | +$1,125 | |
| 16 | $7,719 | 6.750% | — | 3 | +$1,463 | |
| 17 | $8,014 | 6.375% | — | 3 | +$1,758 | |
| 18 | $8,497 | 6.125% | — | 3 | +$2,241 | |
| 19 | $8,528 | 6.625% | — | 23 | +$2,272 | |
| 20 | $11,066 | 6.625% | — | 15 | +$4,810 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.