Lowest closing cost mortgage lenders in Cumberland County County, Pennsylvania
In Cumberland County, Pennsylvania, homebuyers paid a median of $6,452 in closing costs in 2024 — near the Pennsylvania median of $6,553. The county saw 2,307 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Pennsylvania State Employees Credit Union offered the lowest median costs at $3,356, which is $2,610 less than the county median.
Homebuyers in Cumberland County County who chose Pennsylvania State Employees Credit Union paid $3,096 less in closing costs than the county median.
County Median Costs
$6,452
−1.5% vs Pennsylvania ($6,553)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,104
Purchase Originations
2,307
vs Pennsylvania Median
1.5% below
$-101
vs National Median
4.3% below
$-289
Lender rankings in Cumberland County County
45 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,356 | 6.250% | $550 | 59 | −$2,610 | |
| 2 | $3,615 | 6.250% | $0 | 15 | −$2,351 | |
| 3 | $4,377 | 6.500% | $995 | 97 | −$1,589 | |
| 4 | $4,406 | 6.500% | $812 | 14 | −$1,560 | |
| 5 | $4,602 | 6.625% | $1,482 | 12 | −$1,364 | |
| 6 | $4,683 | 6.625% | $1,640 | 17 | −$1,283 | |
| 7 | $4,766 | 6.312% | $1,774 | 20 | −$1,200 | |
| 8 | $4,988 | 6.625% | $931 | 63 | −$978 | |
| 9 | $5,011 | 6.562% | $1,300 | 14 | −$955 | |
| 10 | $5,060 | 6.500% | $1,120 | 23 | −$906 | |
| 11 | $5,139 | 6.688% | $1,195 | 10 | −$827 | |
| 12 | $5,142 | 6.490% | $1,130 | 10 | −$824 | |
| 13 | $5,263 | 6.875% | $1,621 | 37 | −$703 | |
| 14 | $5,293 | 6.625% | $2,344 | 26 | −$673 | |
| 15 | $5,408 | 6.625% | $1,359 | 21 | −$558 | |
| 16 | $5,497 | 6.625% | $1,794 | 34 | −$469 | |
| 17 | $5,517 | 6.933% | $1,899 | 12 | −$449 | |
| 18 | $5,697 | 6.500% | $2,058 | 27 | −$269 | |
| 19 | $5,783 | 6.625% | $2,443 | 34 | −$183 | |
| 20 | $5,802 | 6.625% | $2,334 | 31 | −$164 | |
| 21 | $5,808 | 6.990% | $2,058 | 77 | −$158 | |
| 22 | $5,914 | 6.625% | $1,269 | 36 | −$52 | |
| 23 | $6,029 | 6.625% | $3,435 | 85 | +$63 | |
| 24 | $6,038 | 6.875% | $1,449 | 25 | +$72 | |
| 25 | $6,051 | 6.625% | $2,433 | 87 | +$85 | |
| 26 | $6,070 | 6.625% | $1,150 | 16 | +$104 | |
| 27 | $6,161 | 6.375% | $1,654 | 76 | +$195 | |
| 28 | $6,173 | 6.625% | $2,819 | 14 | +$207 | |
| 29 | $6,299 | 6.990% | $2,644 | 16 | +$333 | |
| 30 | $6,428 | 6.625% | $2,882 | 69 | +$462 | |
| 31 | $6,623 | 6.875% | $2,855 | 63 | +$657 | |
| 32 | $6,705 | 6.562% | $3,491 | 18 | +$739 | |
| 33 | $6,889 | 6.490% | $1,601 | 15 | +$923 | |
| 34 | $6,964 | 6.562% | $2,336 | 56 | +$998 | |
| 35 | $7,262 | 7.000% | $2,492 | 17 | +$1,296 | |
| 36 | $7,292 | 6.499% | $3,834 | 130 | +$1,326 | |
| 37 | $7,557 | 6.625% | $4,274 | 83 | +$1,591 | |
| 38 | $7,585 | 6.625% | $4,076 | 16 | +$1,619 | |
| 39 | $7,909 | 6.625% | $4,240 | 19 | +$1,943 | |
| 40 | $8,319 | 6.625% | $5,146 | 11 | +$2,353 | |
| 41 | $8,371 | 6.875% | $2,205 | 19 | +$2,405 | |
| 42 | $8,469 | 6.875% | $4,892 | 34 | +$2,503 | |
| 43 | $9,865 | 6.625% | $5,051 | 35 | +$3,899 |
Includes lenders with 10+ purchase originations in Cumberland County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Pennsylvania → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.