Homebuyers in Onondaga County County who chose Community Bank, National Association paid $4,520 less in closing costs than the county median.
County Median Costs
$4,520
−29.4% vs New York ($6,400)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$1,490
Purchase Originations
3,167
Denial Rate
7.1%
vs New York avg (8.5%)
vs New York Median
29.4% below
$-1,880
vs National Median
32.3% below
$-2,160
37 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.875% | $0 | 44 | −$4,305 | |
| 2 | $0 | 6.000% | $0 | 17 | −$4,305 | |
| 3 | $2,645 | 6.250% | $1,307 | 20 | −$1,660 | |
| 4 | $3,065 | 6.625% | $675 | 18 | −$1,240 | |
| 5 | $3,096 | 6.500% | $673 | 366 | −$1,209 | |
| 6 | $3,430 | 6.625% | $995 | 12 | −$875 | |
| 7 | $3,493 | 6.125% | $200 | 25 | −$812 | |
| 8 | $3,539 | 6.125% | $790 | 187 | −$766 | |
| 9 | $3,631 | 6.562% | $832 | 28 | −$674 | |
| 10 | $3,791 | 6.250% | $1,445 | 129 | −$514 | |
| 11 | $3,815 | 6.750% | $0 | 13 | −$490 | |
| 12 | $3,863 | 6.375% | $500 | 12 | −$442 | |
| 13 | $3,920 | 6.125% | $750 | 50 | −$385 | |
| 14 | $3,959 | 6.500% | $1,195 | 134 | −$346 | |
| 15 | $3,961 | 6.000% | $299 | 197 | −$344 | |
| 16 | $4,196 | 6.625% | $1,450 | 118 | −$110 | |
| 17 | $4,276 | 6.500% | $1,610 | 75 | −$29 | |
| 18 | $4,366 | 6.750% | $1,550 | 81 | +$61 | |
| 19 | $4,373 | 6.625% | $950 | 10 | +$68 | |
| 20 | $4,507 | 6.625% | $1,569 | 30 | +$202 | |
| 21 | $4,530 | 6.500% | $1,558 | 49 | +$225 | |
| 22 | $4,590 | 6.125% | $1,786 | 142 | +$284 | |
| 23 | $4,687 | 6.375% | $1,865 | 55 | +$382 | |
| 24 | $4,836 | 6.433% | $1,290 | 22 | +$531 | |
| 25 | $5,273 | 6.625% | $2,360 | 137 | +$968 |
Includes lenders with 10+ purchase originations in Onondaga County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New York → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.