The Lyons National Bank closing costs and rates (2024)
In 2024, The Lyons National Bank originated 438 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $3,994. That is $2,747 below the national median of $6,741. The Lyons National Bank is most active in New York with 438 originations there.
Purchase Originations
438
Median Total Costs
$3,994
−40.8% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$921
Median Lender Credits
$210
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 438 | 6.875% | $3,994 | $921 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 438 | 6.875% | $3,994 | #52 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,076 | 6.625% | — | 1 | −$2,918 | |
| 2 | $3,141 | 7.688% | — | 2 | −$853 | |
| 3 | $3,326 | 6.625% | — | 5 | −$668 | |
| 4 | $3,406 | 6.875% | — | 11 | −$588 | |
| 5 | $3,705 | 6.875% | — | 75 | −$289 | |
| 6 | $3,805 | 6.938% | — | 34 | −$189 | |
| 7 | $3,873 | 6.750% | — | 81 | −$121 | |
| 8 | $3,907 | 7.250% | — | 3 | −$87 | |
| 9 | $4,033 | 6.562% | — | 4 | +$39 | |
| 10 | $4,156 | 6.875% | — | 77 | +$162 | |
| 11 | $4,174 | 6.750% | — | 39 | +$180 | |
| 12 | $4,487 | 6.750% | — | 63 | +$493 | |
| 13 | $4,664 | 6.688% | — | 4 | +$670 | |
| 14 | $4,726 | 6.875% | — | 29 | +$732 | |
| 15 | $5,055 | 6.938% | — | 2 | +$1,061 | |
| 16 | $5,378 | 6.375% | — | 3 | +$1,384 | |
| 17 | $5,384 | 6.688% | — | 2 | +$1,390 | |
| 18 | $5,729 | 7.125% | — | 1 | +$1,735 | |
| 19 | $6,092 | 6.875% | — | 1 | +$2,098 | |
| 20 | $9,205 | 6.500% | — | 1 | +$5,211 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.