SEFCU SERVICES, LLC closing costs and rates (2024)
In 2024, SEFCU SERVICES, LLC originated 2,416 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $4,002. That ranks #184 nationally by origination volume. For total closing costs among lenders with 500+ originations, SEFCU SERVICES, LLC ranks #117. That is $2,739 below the national median of $6,741. SEFCU SERVICES, LLC is most active in New York with 2,416 originations there.
Purchase Originations
2,416
Ranked #184 nationally
Median Total Costs
$4,002
−40.6% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$1,129
Median Lender Credits
$396
Cost Rank (500+ vol.)
#117
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 2,233 | 6.125% | $3,925 | $1,140 |
| fha | 148 | 6.000% | $7,857 | $1,044 |
| va | 32 | 6.000% | $6,148 | $859 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 2,416 | 6.125% | $4,002 | #8 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,118 | 6.062% | — | 66 | −$884 | |
| 2 | $3,425 | 6.125% | — | 59 | −$577 | |
| 3 | $3,499 | 6.188% | — | 26 | −$503 | |
| 4 | $3,522 | 6.125% | — | 19 | −$480 | |
| 5 | $3,524 | 6.000% | — | 19 | −$478 | |
| 6 | $3,558 | 6.250% | — | 8 | −$444 | |
| 7 | $3,607 | 6.000% | — | 252 | −$395 | |
| 8 | $3,743 | 6.375% | — | 11 | −$259 | |
| 9 | $3,767 | 6.250% | — | 13 | −$235 | |
| 10 | $3,779 | 6.250% | — | 76 | −$223 | |
| 11 | $3,824 | 6.000% | — | 32 | −$178 | |
| 12 | $3,870 | 6.125% | — | 243 | −$132 | |
| 13 | $3,899 | 5.938% | — | 12 | −$103 | |
| 14 | $3,937 | 5.875% | — | 22 | −$65 | |
| 15 | $3,948 | 6.250% | — | 31 | −$54 | |
| 16 | $4,007 | 6.125% | — | 342 | +$5 | |
| 17 | $4,072 | 6.312% | — | 20 | +$70 | |
| 18 | $4,078 | 6.125% | — | 674 | +$76 | |
| 19 | $4,081 | 6.125% | — | 22 | +$79 | |
| 20 | $4,738 | 5.875% | — | 397 | +$736 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.