Genesee Regional Bank closing costs and rates (2024)
In 2024, Genesee Regional Bank originated 1,307 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $4,416. That ranks #303 nationally by origination volume. For total closing costs among lenders with 500+ originations, Genesee Regional Bank ranks #152. That is $2,325 below the national median of $6,741. Genesee Regional Bank is most active in New York with 1,306 originations there.
Purchase Originations
1,307
Ranked #303 nationally
Median Total Costs
$4,416
−34.5% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$1,450
Median Lender Credits
$600
Cost Rank (500+ vol.)
#152
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,097 | 6.875% | $4,255 | $1,450 |
| fha | 157 | 6.625% | $7,486 | $1,450 |
| va | 47 | 6.750% | $9,301 | $2,089 |
Active states
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,105 | 7.125% | — | 4 | −$311 | |
| 2 | $4,143 | 6.875% | — | 15 | −$273 | |
| 3 | $4,217 | 7.000% | — | 34 | −$199 | |
| 4 | $4,279 | 6.875% | — | 63 | −$137 | |
| 5 | $4,285 | 7.000% | — | 63 | −$131 | |
| 6 | $4,340 | 6.875% | — | 808 | −$76 | |
| 7 | $4,587 | 6.625% | — | 120 | +$171 | |
| 8 | $4,605 | 6.625% | — | 7 | +$189 | |
| 9 | $4,694 | 6.938% | — | 6 | +$278 | |
| 10 | $4,697 | 6.938% | — | 14 | +$281 | |
| 11 | $4,812 | 6.625% | — | 25 | +$396 | |
| 12 | $4,860 | 6.625% | — | 31 | +$444 | |
| 13 | $4,982 | 6.500% | — | 15 | +$566 | |
| 14 | $5,039 | 7.125% | — | 6 | +$623 | |
| 15 | $5,617 | 7.375% | — | 8 | +$1,201 | |
| 16 | $5,880 | 6.625% | — | 12 | +$1,464 | |
| 17 | $5,972 | 6.750% | — | 6 | +$1,556 | |
| 18 | $6,234 | 7.000% | — | 3 | +$1,818 | |
| 19 | $6,684 | 6.625% | — | 6 | +$2,268 | |
| 20 | $6,895 | 6.750% | — | 35 | +$2,479 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.