Purchase Originations
1,645
Ranked #265 nationally
Median Total Costs
$5,168
−22.6% vs national ($6,680)
↑ $145 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,955
Median Lender Credits
$481
Cost Rank (500+ vol.)
#211
among lenders with 500+ originations
Denial Rate
4.0%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,383 | 6.625% | $4,877 | $2,080 |
| fha | 187 | 6.250% | $8,122 | $1,865 |
| va | 70 | 6.250% | $6,401 | $1,500 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 1,573 | 6.500% | $5,113 | #13 |
| New Jersey | 54 | 6.500% | $6,495 | #150 |
| Pennsylvania | 7 | 6.625% | $6,093 | — |
| Florida | 6 | 6.188% | $4,833 | — |
| Connecticut | 5 | 6.625% | $6,324 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,042 | 6.750% | — | 29 | −$1,126 | |
| 2 | $4,498 | 6.625% | — | 21 | −$670 | |
| 3 | $4,538 | 6.625% | — | 373 | −$630 | |
| 4 | $4,592 | 6.625% | — | 103 | −$576 | |
| 5 | $4,594 | 6.500% | — | 79 | −$574 | |
| 6 | $4,696 | 6.375% | — | 59 | −$472 | |
| 7 | $4,710 | 6.500% | — | 238 | −$458 | |
| 8 | $4,736 | 6.500% | — | 26 | −$432 | |
| 9 | $4,886 | 6.500% | — | 21 | −$282 | |
| 10 | $4,986 | 6.375% | — | 42 | −$182 | |
| 11 | $5,156 | 6.500% | — | 17 | −$12 | |
| 12 | $5,291 | 6.375% | — | 19 | +$123 | |
| 13 | $6,318 | 6.625% | — | 18 | +$1,150 | |
| 14 | $6,633 | 6.500% | — | 29 | +$1,465 | |
| 15 | $6,691 | 6.500% | — | 46 | +$1,523 | |
| 16 | $7,016 | 6.500% | — | 60 | +$1,848 | |
| 17 | $7,069 | 6.500% | — | 84 | +$1,901 | |
| 18 | $7,161 | 6.500% | — | 17 | +$1,993 | |
| 19 | $7,335 | 6.500% | — | 20 | +$2,167 | |
| 20 | $7,494 | 6.500% | — | 80 | +$2,326 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | 1st Priority Mortgage, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $255,000 | $335,000 | −$80,000 (−23.9%) |
| Median total closing costs | $5,168 | $7,127 | −$1,959 (−27.5%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.