NORTHERN CREDIT UNION closing costs and rates (2024)
In 2024, NORTHERN CREDIT UNION originated 120 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $4,942. That is $1,799 below the national median of $6,741. NORTHERN CREDIT UNION is most active in New York with 120 originations there.
Purchase Originations
120
Median Total Costs
$4,942
−26.7% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,621
Median Lender Credits
$75
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 95 | 6.625% | $4,309 | $1,479 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 120 | 6.625% | $4,942 | #110 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,049 | 6.750% | — | 6 | −$893 | |
| 2 | $4,076 | 6.562% | — | 2 | −$866 | |
| 3 | $4,443 | 6.625% | — | 36 | −$499 | |
| 4 | $4,618 | 6.875% | — | 3 | −$324 | |
| 5 | $5,055 | 6.625% | — | 25 | +$113 | |
| 6 | $5,289 | 6.875% | — | 36 | +$347 | |
| 7 | $6,554 | 6.625% | — | 10 | +$1,612 | |
| 8 | $8,747 | 5.990% | — | 1 | +$3,805 | |
| 9 | $8,760 | 6.490% | — | 1 | +$3,818 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.