BEGINNINGS CREDIT UNION closing costs and rates (2024)
In 2024, BEGINNINGS CREDIT UNION originated 202 purchase mortgages at a median interest rate of 5.75% and median total closing costs of $0. BEGINNINGS CREDIT UNION is most active in New York with 202 originations there.
Purchase Originations
202
Median Total Costs
$0
−100.0% vs national ($6,741)
Median Rate
5.750%
−13.1% vs national (6.620%)
Median Origination
$0
Median Lender Credits
$36
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 199 | 5.750% | $0 | $0 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 202 | 5.750% | $0 | #82 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.750% | — | 126 | +$0 | |
| 2 | $0 | 5.875% | — | 27 | +$0 | |
| 3 | $0 | 5.750% | — | 12 | +$0 | |
| 4 | $0 | 6.625% | — | 6 | +$0 | |
| 5 | $0 | 6.188% | — | 6 | +$0 | |
| 6 | $0 | 5.750% | — | 4 | +$0 | |
| 7 | $0 | 6.125% | — | 4 | +$0 | |
| 8 | $0 | 6.000% | — | 4 | +$0 | |
| 9 | $0 | 6.000% | — | 3 | +$0 | |
| 10 | $0 | 5.750% | — | 2 | +$0 | |
| 11 | $0 | 6.250% | — | 2 | +$0 | |
| 12 | $0 | 5.750% | — | 2 | +$0 | |
| 13 | $0 | 6.438% | — | 2 | +$0 | |
| 14 | $0 | 6.000% | — | 1 | +$0 | |
| 15 | $0 | 5.875% | — | 1 | +$0 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.