Tompkins Community Bank closing costs and rates (2024)
In 2024, Tompkins Community Bank originated 452 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $3,590. That is $3,151 below the national median of $6,741. Tompkins Community Bank is most active in New York with 404 originations there.
Purchase Originations
452
Median Total Costs
$3,590
−46.7% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$770
Median Lender Credits
$29
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 452 | 6.500% | $3,590 | $770 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 404 | 6.500% | $3,535 | #54 |
| Pennsylvania | 46 | 6.625% | $4,265 | — |
| Connecticut | 1 | 6.875% | $4,856 | — |
| New Jersey | 1 | 6.625% | $3,152 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,796 | 6.375% | — | 6 | −$794 | |
| 2 | $2,963 | 6.625% | — | 12 | −$627 | |
| 3 | $3,122 | 6.625% | — | 31 | −$468 | |
| 4 | $3,162 | 6.688% | — | 4 | −$428 | |
| 5 | $3,247 | 6.625% | — | 36 | −$343 | |
| 6 | $3,296 | 6.438% | — | 12 | −$294 | |
| 7 | $3,445 | 6.562% | — | 6 | −$145 | |
| 8 | $3,454 | 6.375% | — | 11 | −$136 | |
| 9 | $3,458 | 6.625% | — | 18 | −$132 | |
| 10 | $3,510 | 6.500% | — | 22 | −$80 | |
| 11 | $3,562 | 6.312% | — | 8 | −$28 | |
| 12 | $3,616 | 6.500% | — | 11 | +$26 | |
| 13 | $3,642 | 6.250% | — | 119 | +$52 | |
| 14 | $3,710 | 6.625% | — | 17 | +$120 | |
| 15 | $3,806 | 6.500% | — | 29 | +$216 | |
| 16 | $4,265 | 6.625% | — | 23 | +$675 | |
| 17 | $4,926 | 6.688% | — | 18 | +$1,336 | |
| 18 | $5,298 | 6.250% | — | 11 | +$1,708 | |
| 19 | $5,355 | 6.375% | — | 5 | +$1,765 | |
| 20 | $6,045 | 6.562% | — | 4 | +$2,455 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.