Geddes Federal Savings and Loan Association closing costs and rates (2024)
In 2024, Geddes Federal Savings and Loan Association originated 197 purchase mortgages at a median interest rate of 6.12% and median total closing costs of $4,295. That is $2,446 below the national median of $6,741. Geddes Federal Savings and Loan Association is most active in New York with 197 originations there.
Purchase Originations
197
Median Total Costs
$4,295
−36.3% vs national ($6,741)
Median Rate
6.125%
−7.5% vs national (6.620%)
Median Origination
$1,569
Median Lender Credits
$1,600
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 197 | 6.125% | $4,295 | $1,569 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 197 | 6.125% | $4,295 | #86 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,236 | 6.375% | — | 10 | −$59 | |
| 2 | $4,245 | 6.125% | — | 153 | −$50 | |
| 3 | $4,290 | 6.438% | — | 10 | −$5 | |
| 4 | $4,596 | 5.875% | — | 24 | +$301 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.