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Lowest closing cost mortgage lenders in Bernalillo County County, New Mexico

In Bernalillo County, New Mexico, homebuyers paid a median of $6,606 in closing costs in 2024 — below the New Mexico median of $7,095. The county saw 5,573 purchase mortgages at a median rate of 6.59%. Among lenders with 10+ originations, MORTGAGE SOLUTIONS OF COLORADO, LLC offered the lowest median costs at $1,861, which is $5,684 less than the county median.

Homebuyers in Bernalillo County County who chose MORTGAGE SOLUTIONS OF COLORADO, LLC paid $4,745 less in closing costs than the county median.

County Median Costs

$6,606

−6.9% vs New Mexico ($7,095)

Median Rate

6.590%

−0.5% vs national (6.620%)

Median Origination

$2,818

Purchase Originations

5,573

vs New Mexico Median

6.9% below

$-489

vs National Median

2.0% below

$-135

Lender rankings in Bernalillo County County

49 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$2,8695.990%$075−$2,230
2$2,9356.375%$047−$2,164
3$3,1405.500%$041−$1,959
4$3,2686.500%$90616−$1,831
5$3,7706.750%$1,01512−$1,329
6$3,7926.500%$1,495182−$1,307
7$3,8486.125%$995164−$1,251
8$3,8886.062%$1,97146−$1,211
9$3,9606.615%$1,67232−$1,139
10$3,9946.625%$2,99411−$1,105
11$4,1446.625%$1,82114−$955
12$4,3866.625%$1,59210−$713
13$4,4446.625%$2,26321−$655
14$4,5676.750%$2,47111−$532
15$4,6236.375%$2,094178−$476
16$4,7326.625%$1,642219−$367
17$4,8016.500%$2,38530−$298
18$4,8266.933%$1,65014−$273
19$4,8706.750%$2,45751−$230
20$4,9666.875%$1,94629−$133
21$4,9686.990%$2,53931−$131
22$5,0656.490%$3,54956−$34
23$5,1377.000%$1,25015+$38
24$5,3076.938%$2,86324+$208
25$5,3356.990%$2,826408+$236
26$5,4446.750%$3,660265+$345
27$5,4586.625%$2,92930+$359
28$5,4856.808%$2,98616+$386
29$5,5546.625%$3,78419+$455
30$5,5916.933%$2,53120+$492
31$5,7756.625%$3,31567+$676
32$5,8456.749%$3,00810+$746
33$5,9046.875%$3,728218+$805
34$5,9876.875%$7,39925+$888
35$6,0876.250%$5,28416+$988
36$6,1696.875%$2,58120+$1,070
37$6,2946.625%$3,978133+$1,195
38$6,3576.625%$3,18551+$1,258
39$6,4197.225%$3,64518+$1,320
40$6,5636.750%$3,708334+$1,464
41$6,8418.520%$4,50019+$1,742
42$7,0725.875%$4,50537+$1,973
43$7,1096.875%$4,22485+$2,010
44$7,4266.625%$4,49817+$2,327
45$7,4717.058%$4,19010+$2,372
46$21,9596.250%$16,12212+$16,860

Includes lenders with 10+ purchase originations in Bernalillo County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in New Mexico → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.