Homebuyers in Bernalillo County County who chose Bank of America, National Association paid $5,157 less in closing costs than the county median.
County Median Costs
$6,334
−7.2% vs New Mexico ($6,823)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,674
Purchase Originations
5,539
Denial Rate
8.2%
vs New Mexico avg (14.8%)
vs New Mexico Median
7.2% below
$-489
vs National Median
5.2% below
$-346
56 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,177 | 6.125% | $603 | 42 | −$3,985 | |
| 2 | $1,436 | 5.500% | $0 | 68 | −$3,726 | |
| 3 | $2,892 | 6.500% | $0 | 40 | −$2,270 | |
| 4 | $3,197 | 5.500% | $0 | 21 | −$1,965 | |
| 5 | $3,329 | 6.125% | $814 | 12 | −$1,833 | |
| 6 | $3,622 | 6.075% | $795 | 10 | −$1,540 | |
| 7 | $3,632 | 6.250% | $995 | 157 | −$1,530 | |
| 8 | $3,764 | 5.875% | $1,495 | 205 | −$1,398 | |
| 9 | $3,822 | 6.625% | $2,515 | 55 | −$1,340 | |
| 10 | $3,847 | 6.812% | $1,343 | 24 | −$1,315 | |
| 11 | $4,020 | 6.375% | $2,137 | 11 | −$1,142 | |
| 12 | $4,198 | 6.875% | $1,414 | 16 | −$964 | |
| 13 | $4,212 | 6.625% | $5,309 | 18 | −$950 | |
| 14 | $4,340 | 6.500% | $2,859 | 22 | −$822 | |
| 15 | $4,387 | 6.750% | $1,484 | 12 | −$775 | |
| 16 | $4,438 | 6.500% | $1,985 | 170 | −$724 | |
| 17 | $4,648 | 6.875% | $1,767 | 22 | −$514 | |
| 18 | $4,816 | 6.625% | $2,652 | 26 | −$346 | |
| 19 | $4,901 | 6.625% | $2,359 | 16 | −$261 | |
| 20 | $5,088 | 6.375% | $3,240 | 17 | −$74 | |
| 21 | $5,136 | 6.625% | $1,974 | 190 | −$26 | |
| 22 | $5,158 | 6.875% | $2,545 | 27 | −$4 | |
| 23 | $5,193 | 6.875% | $2,371 | 45 | +$31 | |
| 24 | $5,215 | 6.500% | $2,545 | 13 | +$53 | |
| 25 | $5,222 | 6.125% | $2,334 | 10 | +$60 |
Includes lenders with 10+ purchase originations in Bernalillo County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in New Mexico → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.