Homebuyers in Mecklenburg County County who chose SIRVA MORTGAGE, INC. paid $5,536 less in closing costs than the county median.
County Median Costs
$5,536
−3.5% vs North Carolina ($5,736)
Median Rate
6.380%
−1.7% vs national (6.490%)
Median Origination
$1,908
Purchase Originations
12,550
Denial Rate
5.4%
vs North Carolina avg (9.1%)
vs North Carolina Median
3.5% below
$-200
vs National Median
17.1% below
$-1,144
123 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.625% | $0 | 13 | −$5,098 | |
| 2 | $12 | 6.412% | $0 | 16 | −$5,086 | |
| 3 | $350 | 5.500% | $0 | 68 | −$4,748 | |
| 4 | $445 | 5.933% | $0 | 216 | −$4,653 | |
| 5 | $981 | 2.000% | $0 | 15 | −$4,117 | |
| 6 | $1,230 | 6.000% | $1,230 | 27 | −$3,868 | |
| 7 | $1,599 | 2.250% | $135 | 17 | −$3,499 | |
| 8 | $1,685 | 6.188% | $94 | 12 | −$3,413 | |
| 9 | $2,447 | 5.625% | $101 | 69 | −$2,651 | |
| 10 | $2,673 | 6.000% | $101 | 81 | −$2,425 | |
| 11 | $3,229 | 6.375% | $0 | 69 | −$1,869 | |
| 12 | $3,565 | 6.125% | $531 | 25 | −$1,533 | |
| 13 | $3,848 | 6.558% | $250 | 28 | −$1,250 | |
| 14 | $3,879 | 5.740% | $1,495 | 10 | −$1,219 | |
| 15 | $3,950 | 6.625% | $995 | 16 | −$1,148 | |
| 16 | $4,019 | 6.490% | $995 | 66 | −$1,079 | |
| 17 | $4,050 | 6.000% | $1,385 | 398 | −$1,048 | |
| 18 | $4,056 | 6.625% | $1,295 | 13 | −$1,042 | |
| 19 | $4,114 | 6.423% | $1,494 | 38 | −$984 | |
| 20 | $4,206 | 5.250% | $1,295 | 11 | −$892 | |
| 21 | $4,208 | 6.125% | $2,020 | 39 | −$890 | |
| 22 | $4,209 | 6.625% | $890 | 11 | −$889 | |
| 23 | $4,239 | 6.750% | $1,381 | 16 | −$859 | |
| 24 | $4,250 | 6.188% | $1,375 | 10 | −$848 | |
| 25 | $4,311 | 6.500% | $1,125 | 99 | −$787 |
Includes lenders with 10+ purchase originations in Mecklenburg County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in North Carolina → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.