Homebuyers in Ramsey County County who chose PULTE MORTGAGE LLC paid $4,684 less in closing costs than the county median.
County Median Costs
$5,372
−3.4% vs Minnesota ($5,563)
Median Rate
6.580%
+1.4% vs national (6.490%)
Median Origination
$2,120
Purchase Originations
4,396
Denial Rate
5.2%
vs Minnesota avg (5.7%)
vs Minnesota Median
3.4% below
$-191
vs National Median
19.6% below
$-1,308
61 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $688 | 6.438% | $0 | 12 | −$4,300 | |
| 2 | $836 | 6.438% | $42 | 10 | −$4,153 | |
| 3 | $1,378 | 6.125% | $585 | 27 | −$3,611 | |
| 4 | $2,202 | 6.625% | $0 | 31 | −$2,788 | |
| 5 | $2,985 | 6.250% | $200 | 102 | −$2,004 | |
| 6 | $3,269 | 6.375% | $0 | 11 | −$1,720 | |
| 7 | $3,566 | 6.250% | $1,666 | 83 | −$1,423 | |
| 8 | $3,739 | 6.375% | $1,125 | 10 | −$1,250 | |
| 9 | $3,851 | 6.375% | $1,100 | 74 | −$1,138 | |
| 10 | $3,854 | 6.250% | $1,250 | 35 | −$1,136 | |
| 11 | $3,967 | 6.625% | $1,335 | 93 | −$1,022 | |
| 12 | $3,977 | 5.875% | $925 | 28 | −$1,012 | |
| 13 | $4,035 | 6.625% | $1,389 | 108 | −$954 | |
| 14 | $4,089 | 6.625% | $1,145 | 108 | −$900 | |
| 15 | $4,166 | 6.562% | $1,355 | 38 | −$823 | |
| 16 | $4,296 | 6.312% | $1,050 | 12 | −$693 | |
| 17 | $4,480 | 6.875% | $1,695 | 57 | −$509 | |
| 18 | $4,528 | 6.500% | $2,457 | 29 | −$462 | |
| 19 | $4,583 | 6.562% | $2,166 | 136 | −$406 | |
| 20 | $4,731 | 6.562% | $1,620 | 24 | −$258 | |
| 21 | $4,939 | 6.875% | $1,858 | 64 | −$50 | |
| 22 | $4,948 | 6.750% | $2,555 | 19 | −$41 | |
| 23 | $4,956 | 6.500% | $2,195 | 402 | −$33 | |
| 24 | $5,067 | 6.525% | $2,372 | 62 | +$78 | |
| 25 | $5,093 | 6.500% | $2,787 | 37 | +$104 |
Includes lenders with 10+ purchase originations in Ramsey County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.