AFFINITY PLUS closing costs and rates (2024)
In 2024, AFFINITY PLUS originated 417 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,941. That is $1,800 below the national median of $6,741. AFFINITY PLUS is most active in Minnesota with 396 originations there.
Purchase Originations
417
Median Total Costs
$4,941
−26.7% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,622
Median Lender Credits
$60
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 415 | 6.500% | $4,960 | $2,625 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Minnesota | 396 | 6.500% | $4,950 | #39 |
| Wisconsin | 16 | 6.375% | $4,868 | — |
| North Dakota | 5 | 6.875% | $5,019 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,757 | 6.250% | — | 5 | −$1,184 | |
| 2 | $3,988 | 6.375% | — | 22 | −$953 | |
| 3 | $4,168 | 6.438% | — | 10 | −$773 | |
| 4 | $4,193 | 6.125% | — | 11 | −$748 | |
| 5 | $4,396 | 6.500% | — | 5 | −$545 | |
| 6 | $4,540 | 6.375% | — | 7 | −$401 | |
| 7 | $4,637 | 6.500% | — | 9 | −$304 | |
| 8 | $4,707 | 6.438% | — | 14 | −$234 | |
| 9 | $4,774 | 6.562% | — | 20 | −$167 | |
| 10 | $4,813 | 6.625% | — | 21 | −$128 | |
| 11 | $5,062 | 6.500% | — | 5 | +$121 | |
| 12 | $5,064 | 6.375% | — | 31 | +$123 | |
| 13 | $5,301 | 6.625% | — | 5 | +$360 | |
| 14 | $5,336 | 6.875% | — | 6 | +$395 | |
| 15 | $5,351 | 6.500% | — | 52 | +$410 | |
| 16 | $5,587 | 6.375% | — | 30 | +$646 | |
| 17 | $5,605 | 6.500% | — | 59 | +$664 | |
| 18 | $5,892 | 6.625% | — | 9 | +$951 | |
| 19 | $6,002 | 6.125% | — | 5 | +$1,061 | |
| 20 | $6,497 | 6.500% | — | 12 | +$1,556 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.