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Lowest closing cost mortgage lenders in Dakota County County, Minnesota

In Dakota County, Minnesota, homebuyers paid a median of $5,950 in closing costs in 2024 — above the Minnesota median of $5,722. The county saw 4,709 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, DHI MORTGAGE COMPANY, LTD. offered the lowest median costs at $0, which is $5,449 less than the county median.

Homebuyers in Dakota County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,950 less in closing costs than the county median.

County Median Costs

$5,950

+4.0% vs Minnesota ($5,722)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,880

Purchase Originations

4,709

vs Minnesota Median

4.0% above

$228

vs National Median

11.7% below

$-791

Lender rankings in Dakota County County

69 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$05.500%$0163−$5,449
2$2,1456.058%$39858−$3,304
3$2,8626.188%$1,15424−$2,587
4$3,4996.213%$1,40722−$1,950
5$3,5506.500%$85019−$1,899
6$3,7446.500%$1,20094−$1,704
7$3,7686.250%$1,98079−$1,681
8$3,7827.000%$1,29066−$1,667
9$3,8506.688%$1,05012−$1,599
10$3,9326.625%$97011−$1,517
11$3,9656.625%$1,01195−$1,484
12$3,9796.500%$90019−$1,470
13$3,9966.500%$1,42473−$1,453
14$4,1947.000%$1,39019−$1,255
15$4,2856.250%$1,69529−$1,164
16$4,3026.599%$1,34520−$1,147
17$4,4685.990%$1,625209−$981
18$4,5036.438%$1,27520−$946
19$4,6946.490%$2,13419−$755
20$4,7206.625%$1,46244−$728
21$4,7707.125%$1,86331−$678
22$4,7976.625%$2,76293−$652
23$4,9756.625%$2,27716−$474
24$5,0046.875%$2,17453−$446
25$5,1006.438%$2,79630−$349
26$5,2496.375%$1,80015−$200
27$5,2676.625%$2,88021−$182
28$5,3176.933%$2,68022−$132
29$5,3786.625%$2,317138−$71
30$5,4836.250%$2,57411+$34
31$5,4896.750%$2,72312+$40
32$5,6466.625%$2,40522+$197
33$5,6626.875%$3,50837+$213
34$5,6916.995%$3,18338+$242
35$5,7056.625%$2,928347+$256
36$5,8586.625%$3,60012+$409
37$5,8587.125%$2,76912+$409
38$5,8716.875%$3,268154+$422
39$5,9106.990%$3,31384+$461
40$5,9116.625%$3,712108+$462
41$5,9396.750%$3,47336+$490
42$6,0126.625%$3,88613+$563
43$6,1546.875%$3,722169+$705
44$6,2147.125%$3,64444+$765
45$6,2596.308%$3,56410+$810
46$6,3377.500%$3,70510+$888
47$6,3776.990%$3,99220+$928
48$6,4736.625%$4,03430+$1,024
49$6,4956.624%$3,73753+$1,046
50$6,4997.000%$3,61238+$1,050
51$6,6566.933%$4,12436+$1,207
52$6,7266.875%$4,13564+$1,277
53$6,7456.625%$4,10829+$1,296
54$6,7896.750%$3,842104+$1,340
55$6,7956.600%$3,86138+$1,346
56$6,9486.625%$4,36924+$1,499
57$6,9806.625%$4,17816+$1,531
58$7,1796.500%$4,42729+$1,730
59$7,2186.625%$4,26214+$1,769
60$7,5616.990%$4,71218+$2,112
61$7,8326.625%$5,02337+$2,384
62$8,0366.625%$5,115222+$2,587
63$8,0916.875%$5,395101+$2,642
64$8,1236.875%$4,89011+$2,674
65$8,5097.250%$4,93412+$3,060
66$9,0885.875%$7,14562+$3,639

Includes lenders with 10+ purchase originations in Dakota County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.