Homebuyers in Dakota County County who chose DHI MORTGAGE COMPANY, LTD. paid $5,636 less in closing costs than the county median.
County Median Costs
$5,636
+1.3% vs Minnesota ($5,563)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,240
Purchase Originations
4,846
Denial Rate
6.6%
vs Minnesota avg (5.7%)
vs Minnesota Median
1.3% above
$73
vs National Median
15.6% below
$-1,044
75 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 5.625% | $0 | 97 | −$5,177 | |
| 2 | $1,896 | 6.000% | $174 | 54 | −$3,281 | |
| 3 | $3,019 | 6.375% | $200 | 24 | −$2,158 | |
| 4 | $3,361 | 6.438% | $1,398 | 84 | −$1,816 | |
| 5 | $3,657 | 6.463% | $1,294 | 38 | −$1,520 | |
| 6 | $3,727 | 6.250% | $900 | 29 | −$1,450 | |
| 7 | $3,894 | 6.625% | $1,412 | 27 | −$1,283 | |
| 8 | $3,963 | 5.875% | $1,050 | 11 | −$1,214 | |
| 9 | $3,977 | 6.438% | $1,244 | 12 | −$1,200 | |
| 10 | $3,993 | 6.125% | $1,250 | 116 | −$1,184 | |
| 11 | $4,105 | 6.625% | $1,406 | 48 | −$1,072 | |
| 12 | $4,125 | 6.625% | $1,145 | 116 | −$1,052 | |
| 13 | $4,140 | 6.625% | $1,368 | 67 | −$1,037 | |
| 14 | $4,223 | 5.688% | $1,832 | 10 | −$954 | |
| 15 | $4,250 | 6.750% | $1,489 | 24 | −$927 | |
| 16 | $4,290 | 6.500% | $2,118 | 19 | −$887 | |
| 17 | $4,424 | 6.500% | $2,237 | 16 | −$753 | |
| 18 | $4,438 | 5.750% | $1,625 | 170 | −$739 | |
| 19 | $4,555 | 6.500% | $1,350 | 37 | −$622 | |
| 20 | $4,595 | 6.750% | $1,495 | 11 | −$582 | |
| 21 | $4,709 | 6.625% | $2,425 | 16 | −$468 | |
| 22 | $4,724 | 6.500% | $2,291 | 15 | −$453 | |
| 23 | $4,745 | 6.688% | $1,640 | 50 | −$432 | |
| 24 | $4,862 | 6.750% | $1,858 | 57 | −$315 | |
| 25 | $4,902 | 6.625% | $1,793 | 149 | −$275 |
Includes lenders with 10+ purchase originations in Dakota County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.