Homebuyers in Bristol County County who chose Somerset Federal Credit Union paid $4,787 less in closing costs than the county median.
County Median Costs
$5,827
+5.1% vs Massachusetts ($5,543)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,755
Purchase Originations
3,908
Denial Rate
5.2%
vs Massachusetts avg (4.9%)
vs Massachusetts Median
5.1% above
$284
vs National Median
12.8% below
$-853
58 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,040 | 6.000% | $1,014 | 39 | −$4,064 | |
| 2 | $2,768 | 6.500% | $500 | 10 | −$2,336 | |
| 3 | $3,371 | 6.188% | $0 | 18 | −$1,733 | |
| 4 | $3,548 | 6.000% | $695 | 14 | −$1,556 | |
| 5 | $3,676 | 6.500% | $1,090 | 10 | −$1,428 | |
| 6 | $3,986 | 6.000% | $899 | 14 | −$1,118 | |
| 7 | $4,155 | 6.125% | $850 | 20 | −$949 | |
| 8 | $4,270 | 6.125% | $850 | 167 | −$834 | |
| 9 | $4,283 | 6.500% | $1,095 | 105 | −$821 | |
| 10 | $4,362 | 6.500% | $695 | 31 | −$742 | |
| 11 | $4,445 | 6.438% | $1,125 | 52 | −$659 | |
| 12 | $4,476 | 6.375% | $1,450 | 52 | −$628 | |
| 13 | $4,597 | 6.490% | $1,582 | 19 | −$507 | |
| 14 | $4,636 | 6.433% | $1,245 | 10 | −$468 | |
| 15 | $4,650 | 6.125% | $1,000 | 17 | −$454 | |
| 16 | $4,705 | 6.500% | $1,295 | 19 | −$399 | |
| 17 | $4,737 | 6.490% | $1,499 | 90 | −$367 | |
| 18 | $4,756 | 5.688% | $1,345 | 24 | −$348 | |
| 19 | $4,781 | 6.433% | $1,284 | 12 | −$323 | |
| 20 | $4,955 | 6.625% | $1,545 | 42 | −$149 | |
| 21 | $4,982 | 6.625% | $1,590 | 73 | −$122 | |
| 22 | $4,984 | 6.625% | $1,674 | 66 | −$120 | |
| 23 | $4,987 | 6.500% | $1,590 | 173 | −$117 | |
| 24 | $5,066 | 5.750% | $1,755 | 40 | −$38 | |
| 25 | $5,112 | 6.625% | $1,858 | 213 | +$8 |
Includes lenders with 10+ purchase originations in Bristol County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.