What are the average closing costs in Bristol County County?

In Bristol County County, the median total loan costs on purchase mortgages were $6,250 in 2024, based on 3,746 originations.

Which lender has the lowest closing costs in Bristol County County?

Among lenders with 10+ originations in Bristol County County, Somerset Federal Credit Union had the lowest median total closing costs at $1,011 in 2024.

How do closing costs in Bristol County County compare to Massachusetts?

Bristol County County closing costs (median $6,250) are 14.5% above the Massachusetts state median of $5,459.

Lowest closing cost mortgage lenders in Bristol County County, Massachusetts

In Bristol County, Massachusetts, homebuyers paid a median of $6,250 in closing costs in 2024 — above the Massachusetts median of $5,459. The county saw 3,746 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Somerset Federal Credit Union offered the lowest median costs at $1,011, which is $4,097 less than the county median.

Homebuyers in Bristol County County who chose Somerset Federal Credit Union paid $5,239 less in closing costs than the county median.

County Median Costs

$6,250

+14.5% vs Massachusetts ($5,459)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$1,996

Purchase Originations

3,746

vs Massachusetts Median

14.5% above

$791

vs National Median

7.3% below

$-491

Lender rankings in Bristol County County

56 lenders with 10+ originations, ranked by median total loan costs.

Rank	Lender	Median Total Costs ↑	Median Rate ↕	Median Origination ↕	Volume ↕	vs. Median
1	Somerset Federal Credit Union	$1,011	6.250%	$978	16	−$4,097
2	FIRST TECHNOLOGY	$3,287	6.375%	$695	10	−$1,821
3	NAVY FEDERAL CREDIT UNION	$3,515	6.562%	$0	26	−$1,593
4	ROCKLAND Federal Credit Union	$3,627	6.375%	$500	11	−$1,481
5	Bankesb	$3,758	6.500%	$699	17	−$1,350
6	Bristol County Savings Bank	$3,897	6.500%	$550	80	−$1,211
7	Fall River Five Cents Savings Bank	$3,902	6.625%	$995	113	−$1,206
8	Bluestone Bank	$4,024	6.495%	$895	20	−$1,084
9	SALEM FIVE MORTGAGE COMPANY, LLC	$4,191	6.625%	$1,168	18	−$917
10	Bank of America, National Association	$4,237	6.250%	$1,125	16	−$871
11	COASTAL1 Credit Union	$4,288	6.375%	$750	13	−$820
12	PROVINCE MORTGAGE ASSOCIATES, INC.	$4,454	7.000%	$1,640	15	−$654
13	Leader Bank, National Association	$4,474	6.625%	$1,399	94	−$634
14	MUTUAL OF OMAHA MORTGAGE, INC.	$4,479	6.558%	$898	10	−$629
15	BAYCOAST MORTGAGE COMPANY, LLC	$4,525	6.625%	$1,490	167	−$583
16	Eastern Bank	$4,539	6.375%	$1,345	13	−$569
17	Rockland Trust Company	$4,570	6.625%	$1,450	42	−$538
18	U.S. Bank National Association	$4,651	6.375%	$995	11	−$457
19	NAVIGANT CREDIT UNION	$4,687	6.750%	$695	28	−$421
20	Colorado Federal Savings Bank	$4,748	6.875%	$1,571	33	−$360
21	HARBORONE MORTGAGE, LLC	$4,778	6.625%	$1,547	38	−$330
22	MSA MORTGAGE, LLC	$4,942	7.000%	$1,972	11	−$166
23	AMERANT MORTGAGE, LLC	$5,001	6.625%	$1,791	18	−$107
24	RADIUS FINANCIAL GROUP INC.	$5,055	7.062%	$2,055	32	−$53
25	St. Anne's Credit Union	$5,062	5.625%	$1,755	34	−$46
26	Webster Bank, National Association	$5,103	6.408%	$1,050	18	−$5
27	GUARANTEED RATE, INC.	$5,118	6.875%	$1,640	95	+$10
28	FAIRWAY INDEPENDENT MORTGAGE CORPORATION	$5,230	6.875%	$1,978	96	+$122
29	GUILD MORTGAGE COMPANY LLC	$5,309	6.625%	$2,283	225	+$201
30	LOANDEPOT.COM, LLC	$5,325	6.990%	$2,226	54	+$217
31	Citizens Bank, National Association	$5,346	6.750%	$1,195	29	+$238
32	MORTGAGE EQUITY PARTNERS LLC	$5,395	6.625%	$2,679	29	+$287
33	CROSSCOUNTRY MORTGAGE, LLC	$5,555	6.950%	$1,762	70	+$447
34	CMG MORTGAGE, INC.	$5,564	6.750%	$2,444	82	+$456
35	ENVOY MORTGAGE, LTD	$5,628	6.870%	$1,305	22	+$520
36	JPMorgan Chase Bank, National Association	$5,694	6.683%	$2,765	12	+$586
37	ROCKET MORTGAGE, LLC	$5,750	6.500%	$3,397	66	+$642
38	MOVEMENT MORTGAGE, LLC	$5,856	6.625%	$2,359	58	+$748
39	AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	$5,892	6.990%	$2,803	11	+$784
40	UNITED WHOLESALE MORTGAGE, LLC	$6,078	6.875%	$2,544	245	+$970
41	Northpointe Bank	$6,353	6.625%	$3,112	22	+$1,245
42	NORTHPOINT MORTGAGE, INC.	$6,806	6.625%	$4,146	12	+$1,698
43	GUARANTEED RATE AFFINITY, LLC	$7,014	6.990%	$4,050	19	+$1,906
44	NEW AMERICAN FUNDING, LLC	$7,146	6.990%	$4,220	18	+$2,038
45	PENNYMAC LOAN SERVICES, LLC	$7,219	6.687%	$4,321	20	+$2,111
46	AMERICAN FINANCIAL NETWORK, INC.	$7,428	6.995%	$4,294	10	+$2,320
47	PRIMARY RESIDENTIAL MORTGAGE, INC.	$7,703	6.625%	$5,352	11	+$2,595
48	NEWREZ LLC	$7,824	6.750%	$4,738	22	+$2,716
49	FREEDOM MORTGAGE CORPORATION	$7,998	6.688%	$4,101	10	+$2,890
50	NFM, INC.	$8,198	6.995%	$5,208	24	+$3,090
51	FIRST HOME MORTGAGE CORPORATION	$10,182	6.750%	$6,997	24	+$5,074
52	EMM LOANS LLC	$10,854	6.625%	$7,550	35	+$5,746
53	TOTAL MORTGAGE SERVICES, LLC	$12,278	6.625%	$8,852	39	+$7,170
54	OCMBC, INC.	$13,790	8.999%	$10,742	16	+$8,682

Includes lenders with 10+ purchase originations in Bristol County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Massachusetts → Lender Directory

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.