BAYCOAST MORTGAGE COMPANY, LLC closing costs and rates (2024)
In 2024, BAYCOAST MORTGAGE COMPANY, LLC originated 659 purchase mortgages at a median interest rate of 6.50% and median total closing costs of $4,649. That ranks #531 nationally by origination volume. For total closing costs among lenders with 500+ originations, BAYCOAST MORTGAGE COMPANY, LLC ranks #166. That is $2,092 below the national median of $6,741. BAYCOAST MORTGAGE COMPANY, LLC is most active in Massachusetts with 359 originations there.
Purchase Originations
659
Ranked #531 nationally
Median Total Costs
$4,649
−31.0% vs national ($6,741)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,200
Median Lender Credits
$893
Cost Rank (500+ vol.)
#166
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 582 | 6.625% | $4,522 | $1,490 |
| fha | 54 | 6.125% | $11,501 | $995 |
| va | 23 | 6.000% | $4,958 | $995 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Massachusetts | 359 | 6.500% | $4,778 | #31 |
| Rhode Island | 239 | 6.625% | $4,467 | #9 |
| Connecticut | 40 | 6.500% | $5,024 | — |
| Florida | 9 | 6.625% | $5,186 | — |
| New Hampshire | 7 | 7.125% | $3,796 | — |
| South Carolina | 2 | 5.938% | $6,484 | — |
| Maryland | 1 | 7.375% | $6,086 | — |
| New Jersey | 1 | 6.125% | $5,944 | — |
| Pennsylvania | 1 | 5.625% | $3,748 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,218 | 6.125% | — | 3 | −$431 | |
| 2 | $4,321 | 6.562% | — | 6 | −$328 | |
| 3 | $4,398 | 6.625% | — | 37 | −$251 | |
| 4 | $4,408 | 6.625% | — | 102 | −$241 | |
| 5 | $4,424 | 6.625% | — | 21 | −$225 | |
| 6 | $4,454 | 6.375% | — | 63 | −$195 | |
| 7 | $4,502 | 6.625% | — | 43 | −$147 | |
| 8 | $4,572 | 6.438% | — | 8 | −$77 | |
| 9 | $4,576 | 6.500% | — | 36 | −$73 | |
| 10 | $4,618 | 6.375% | — | 3 | −$31 | |
| 11 | $4,620 | 6.500% | — | 22 | −$29 | |
| 12 | $4,685 | 6.500% | — | 196 | +$36 | |
| 13 | $4,819 | 6.562% | — | 12 | +$170 | |
| 14 | $5,040 | 6.500% | — | 33 | +$391 | |
| 15 | $5,221 | 6.625% | — | 19 | +$572 | |
| 16 | $5,296 | 7.000% | — | 8 | +$647 | |
| 17 | $5,306 | 6.500% | — | 9 | +$657 | |
| 18 | $5,410 | 6.875% | — | 5 | +$761 | |
| 19 | $6,256 | 6.625% | — | 2 | +$1,607 | |
| 20 | $6,552 | 6.625% | — | 9 | +$1,903 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.