NAVIGANT CREDIT UNION closing costs and rates (2024)
In 2024, NAVIGANT CREDIT UNION originated 503 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $3,620. That ranks #636 nationally by origination volume. For total closing costs among lenders with 500+ originations, NAVIGANT CREDIT UNION ranks #84. That is $3,121 below the national median of $6,741. NAVIGANT CREDIT UNION is most active in Rhode Island with 422 originations there.
Purchase Originations
503
Ranked #636 nationally
Median Total Costs
$3,620
−46.3% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$695
Median Lender Credits
$59
Cost Rank (500+ vol.)
#84
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 503 | 6.750% | $3,620 | $695 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Rhode Island | 422 | 6.750% | $3,546 | #2 |
| Massachusetts | 50 | 6.750% | $4,114 | #131 |
| Connecticut | 20 | 6.750% | $4,072 | — |
| Florida | 9 | 6.625% | $4,285 | — |
| Maine | 2 | 6.812% | $3,554 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,700 | 6.875% | — | 1 | −$920 | |
| 2 | $3,224 | 7.000% | — | 1 | −$396 | |
| 3 | $3,487 | 6.750% | — | 295 | −$133 | |
| 4 | $3,550 | 6.875% | — | 13 | −$70 | |
| 5 | $3,672 | 6.625% | — | 57 | +$52 | |
| 6 | $3,732 | 6.375% | — | 1 | +$112 | |
| 7 | $3,750 | 6.750% | — | 46 | +$130 | |
| 8 | $3,752 | 6.125% | — | 1 | +$132 | |
| 9 | $3,754 | 6.562% | — | 2 | +$134 | |
| 10 | $3,830 | 6.625% | — | 9 | +$210 | |
| 11 | $3,889 | 6.625% | — | 1 | +$269 | |
| 12 | $3,982 | 6.625% | — | 11 | +$362 | |
| 13 | $4,118 | 6.812% | — | 16 | +$498 | |
| 14 | $4,186 | 6.812% | — | 2 | +$566 | |
| 15 | $4,626 | 6.625% | — | 1 | +$1,006 | |
| 16 | $4,687 | 6.750% | — | 28 | +$1,067 | |
| 17 | $5,104 | 6.500% | — | 1 | +$1,484 | |
| 18 | $6,197 | 6.875% | — | 9 | +$2,577 | |
| 19 | $7,054 | 6.625% | — | 1 | +$3,434 | |
| 20 | $7,128 | 7.500% | — | 1 | +$3,508 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.