SI MORTGAGE COMPANY closing costs and rates (2024)
In 2024, SI MORTGAGE COMPANY originated 382 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $5,579. That is $1,162 below the national median of $6,741. SI MORTGAGE COMPANY is most active in Michigan with 76 originations there.
Purchase Originations
382
Median Total Costs
$5,579
−17.2% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$1,295
Median Lender Credits
$150
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 366 | 6.625% | $5,485 | $1,295 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Michigan | 76 | 6.250% | $4,351 | #124 |
| Texas | 59 | 7.000% | $6,426 | #335 |
| New Jersey | 44 | 7.000% | $7,000 | — |
| Pennsylvania | 44 | 6.875% | $5,564 | — |
| Illinois | 25 | 6.375% | $6,344 | — |
| North Carolina | 16 | 7.250% | $4,307 | — |
| Maryland | 13 | 6.500% | $11,944 | — |
| Georgia | 12 | 6.875% | $5,630 | — |
| Arkansas | 11 | 6.625% | $3,597 | — |
| California | 10 | 6.625% | $6,649 | — |
| Ohio | 10 | 7.000% | $4,390 | — |
| Tennessee | 9 | 7.000% | $4,885 | — |
| Virginia | 8 | 6.500% | $4,991 | — |
| Colorado | 6 | 6.375% | $3,931 | — |
| Delaware | 4 | 6.125% | $4,082 | — |
| Indiana | 4 | 6.438% | $3,722 | — |
| New York | 4 | 6.375% | $5,105 | — |
| Utah | 4 | 7.625% | $4,555 | — |
| Washington | 4 | 6.312% | $5,677 | — |
| Massachusetts | 3 | 6.625% | $4,931 | — |
| Minnesota | 3 | 6.125% | $3,890 | — |
| Arizona | 2 | 6.250% | $6,858 | — |
| Florida | 2 | 7.375% | $7,858 | — |
| Missouri | 2 | 7.625% | $3,897 | — |
| Oregon | 2 | 5.938% | $13,866 | — |
| Nebraska | 1 | 5.250% | $17,719 | — |
| New Hampshire | 1 | 7.375% | $4,003 | — |
| Nevada | 1 | 7.625% | $4,427 | — |
| South Carolina | 1 | 7.125% | $4,574 | — |
| Wisconsin | 1 | 6.000% | $4,240 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,647 | 7.125% | — | 5 | −$2,932 | |
| 2 | $3,597 | 6.625% | — | 11 | −$1,982 | |
| 3 | $4,080 | 6.125% | — | 17 | −$1,499 | |
| 4 | $4,126 | 7.438% | — | 10 | −$1,453 | |
| 5 | $4,267 | 6.500% | — | 11 | −$1,312 | |
| 6 | $4,477 | 6.125% | — | 41 | −$1,102 | |
| 7 | $5,098 | 6.562% | — | 10 | −$481 | |
| 8 | $5,747 | 7.500% | — | 14 | +$168 | |
| 9 | $5,818 | 7.000% | — | 15 | +$239 | |
| 10 | $5,893 | 7.125% | — | 9 | +$314 | |
| 11 | $5,926 | 7.125% | — | 7 | +$347 | |
| 12 | $6,015 | 6.062% | — | 6 | +$436 | |
| 13 | $6,043 | 6.625% | — | 5 | +$464 | |
| 14 | $6,572 | 6.875% | — | 23 | +$993 | |
| 15 | $6,685 | 6.500% | — | 8 | +$1,106 | |
| 16 | $6,754 | 7.500% | — | 7 | +$1,175 | |
| 17 | $6,996 | 6.625% | — | 14 | +$1,417 | |
| 18 | $7,262 | 7.188% | — | 6 | +$1,683 | |
| 19 | $8,098 | 7.500% | — | 9 | +$2,519 | |
| 20 | $18,233 | 6.562% | — | 6 | +$12,654 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.