Purchase Originations
551
Ranked #593 nationally
Median Total Costs
$9,556
+43.0% vs national ($6,680)
↑ $1,200 vs prior year
Median Rate
6.625%
+2.1% vs national (6.490%)
↓ 0.365% vs prior year
Median Origination
$4,324
Median Lender Credits
$750
Cost Rank (500+ vol.)
#525
among lenders with 500+ originations
Denial Rate
1.3%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 300 | 6.750% | $7,491 | $4,162 |
| fha | 201 | 6.625% | $13,104 | $4,449 |
| va | 47 | 6.750% | $10,570 | $4,343 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Minnesota | 89 | 6.750% | $8,250 | #99 |
| Kentucky | 75 | 6.625% | $10,297 | #98 |
| Arizona | 71 | 6.490% | $13,811 | #124 |
| California | 61 | 6.490% | $10,883 | #245 |
| Florida | 55 | 6.750% | $12,047 | #310 |
| North Carolina | 52 | 6.688% | $7,873 | #200 |
| Washington | 30 | 6.875% | $9,073 | — |
| Tennessee | 28 | 6.625% | $7,584 | — |
| Texas | 23 | 6.750% | $10,623 | — |
| Alabama | 21 | 7.125% | $8,061 | — |
| South Carolina | 17 | 6.500% | $7,788 | — |
| Michigan | 5 | 6.490% | $6,412 | — |
| Colorado | 3 | 6.125% | $16,238 | — |
| Georgia | 3 | 6.625% | $8,918 | — |
| Idaho | 3 | 6.625% | $12,136 | — |
| Indiana | 3 | 7.250% | $6,023 | — |
| Illinois | 2 | 7.562% | $4,962 | — |
| Nebraska | 2 | 6.808% | $7,842 | — |
| New Mexico | 2 | 6.750% | $9,558 | — |
| Virginia | 2 | 6.188% | $10,897 | — |
| Iowa | 1 | 7.625% | $9,398 | — |
| Maryland | 1 | 6.990% | $9,159 | — |
| Ohio | 1 | 5.500% | $21,435 | — |
| Utah | 1 | 7.125% | $5,071 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,205 | 6.750% | — | 9 | −$3,351 | |
| 2 | $7,039 | 6.875% | — | 7 | −$2,517 | |
| 3 | $7,423 | 7.000% | — | 5 | −$2,133 | |
| 4 | $7,584 | 6.438% | — | 12 | −$1,972 | |
| 5 | $7,863 | 7.125% | — | 9 | −$1,693 | |
| 6 | $8,014 | 6.625% | — | 23 | −$1,542 | |
| 7 | $8,038 | 6.688% | — | 32 | −$1,518 | |
| 8 | $8,606 | 6.312% | — | 8 | −$950 | |
| 9 | $8,696 | 6.750% | — | 17 | −$860 | |
| 10 | $8,982 | 7.058% | — | 10 | −$574 | |
| 11 | $9,268 | 6.125% | — | 6 | −$288 | |
| 12 | $9,370 | 6.875% | — | 25 | −$186 | |
| 13 | $9,469 | 6.375% | — | 5 | −$87 | |
| 14 | $9,597 | 6.688% | — | 6 | +$41 | |
| 15 | $10,442 | 6.750% | — | 23 | +$886 | |
| 16 | $11,244 | 6.990% | — | 7 | +$1,688 | |
| 17 | $11,783 | 6.500% | — | 9 | +$2,227 | |
| 18 | $13,261 | 6.562% | — | 60 | +$3,705 | |
| 19 | $14,566 | 6.312% | — | 34 | +$5,010 | |
| 20 | $15,952 | 6.490% | — | 5 | +$6,396 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Premier Lending, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $335,000 | $335,000 | +$0 (+0.0%) |
| Median total closing costs | $9,556 | $7,127 | +$2,429 (+34.1%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.