PREMIER LENDING, INC. closing costs and rates (2024)
In 2024, PREMIER LENDING, INC. originated 496 purchase mortgages at a median interest rate of 6.99% and median total closing costs of $8,356. That is $1,615 above the national median of $6,741. PREMIER LENDING, INC. is most active in Minnesota with 98 originations there.
Purchase Originations
496
Median Total Costs
$8,356
+24.0% vs national ($6,741)
Median Rate
6.990%
+5.6% vs national (6.620%)
Median Origination
$4,326
Median Lender Credits
$406
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 349 | 7.000% | $7,340 | $4,098 |
| fha | 114 | 6.750% | $12,449 | $4,800 |
| va | 31 | 6.625% | $8,244 | $3,680 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Minnesota | 98 | 7.125% | $8,029 | #89 |
| Ohio | 78 | 7.000% | $6,488 | #154 |
| North Carolina | 66 | 6.875% | $7,284 | #179 |
| Arizona | 57 | 6.990% | $12,450 | #132 |
| California | 56 | 6.990% | $9,644 | #255 |
| Washington | 44 | 6.875% | $8,654 | — |
| Texas | 29 | 7.125% | $9,771 | — |
| South Carolina | 24 | 6.625% | $7,669 | — |
| Kentucky | 22 | 6.495% | $9,218 | — |
| Alabama | 8 | 6.870% | $8,134 | — |
| Florida | 8 | 6.625% | $10,505 | — |
| Georgia | 2 | 6.808% | $12,365 | — |
| Idaho | 2 | 6.933% | $8,128 | — |
| Pennsylvania | 1 | 6.990% | $11,602 | — |
| Tennessee | 1 | 6.750% | $3,846 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,779 | 6.990% | — | 17 | −$2,577 | |
| 2 | $6,400 | 6.990% | — | 8 | −$1,956 | |
| 3 | $6,607 | 7.000% | — | 34 | −$1,749 | |
| 4 | $6,643 | 6.875% | — | 6 | −$1,713 | |
| 5 | $6,721 | 6.812% | — | 6 | −$1,635 | |
| 6 | $7,584 | 6.990% | — | 29 | −$772 | |
| 7 | $7,753 | 7.000% | — | 27 | −$603 | |
| 8 | $8,077 | 7.125% | — | 15 | −$279 | |
| 9 | $8,634 | 6.495% | — | 10 | +$278 | |
| 10 | $8,637 | 7.062% | — | 14 | +$281 | |
| 11 | $8,833 | 6.875% | — | 35 | +$477 | |
| 12 | $9,555 | 6.808% | — | 10 | +$1,199 | |
| 13 | $9,730 | 7.370% | — | 6 | +$1,374 | |
| 14 | $9,837 | 6.812% | — | 10 | +$1,481 | |
| 15 | $10,440 | 7.188% | — | 6 | +$2,084 | |
| 16 | $10,464 | 7.125% | — | 12 | +$2,108 | |
| 17 | $11,430 | 6.990% | — | 34 | +$3,074 | |
| 18 | $11,543 | 6.870% | — | 6 | +$3,187 | |
| 19 | $12,470 | 6.995% | — | 44 | +$4,114 | |
| 20 | $12,713 | 6.625% | — | 6 | +$4,357 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.