Purchase Originations
1,597
Ranked #272 nationally
Median Total Costs
$16,740
+150.6% vs national ($6,680)
↑ $6,161 vs prior year
Median Rate
6.500%
+0.1% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$3,906
Median Lender Credits
$33
Cost Rank (500+ vol.)
#614
among lenders with 500+ originations
Denial Rate
2.9%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 851 | 6.375% | $20,426 | $4,620 |
| conventional | 509 | 6.625% | $12,954 | $3,935 |
| va | 221 | 6.625% | $12,543 | $0 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New Jersey | 870 | 6.500% | $17,011 | #17 |
| South Carolina | 348 | 6.500% | $21,719 | #50 |
| Delaware | 133 | 6.250% | $14,806 | #22 |
| Virginia | 102 | 6.500% | $10,702 | #124 |
| Pennsylvania | 78 | 6.562% | $15,366 | #181 |
| North Carolina | 22 | 6.688% | $16,293 | — |
| Maryland | 14 | 6.375% | $16,008 | — |
| Georgia | 13 | 6.500% | $17,797 | — |
| Florida | 9 | 6.750% | $19,642 | — |
| Texas | 3 | 6.750% | $12,269 | — |
| Massachusetts | 2 | 6.812% | $22,708 | — |
| California | 1 | 6.250% | $13,066 | — |
| Colorado | 1 | 6.625% | $6,140 | — |
| Ohio | 1 | 6.750% | $16,975 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $8,752 | 6.490% | — | 19 | −$7,988 | |
| 2 | $12,112 | 6.500% | — | 13 | −$4,628 | |
| 3 | $12,932 | 6.750% | — | 30 | −$3,808 | |
| 4 | $14,287 | 6.624% | — | 15 | −$2,453 | |
| 5 | $14,737 | 6.250% | — | 108 | −$2,003 | |
| 6 | $14,851 | 6.250% | — | 25 | −$1,889 | |
| 7 | $15,366 | 6.688% | — | 12 | −$1,374 | |
| 8 | $15,571 | 6.500% | — | 37 | −$1,169 | |
| 9 | $15,619 | 6.625% | — | 60 | −$1,121 | |
| 10 | $15,645 | 6.500% | — | 126 | −$1,095 | |
| 11 | $16,424 | 6.624% | — | 133 | −$316 | |
| 12 | $16,511 | 6.500% | — | 13 | −$229 | |
| 13 | $16,721 | 6.625% | — | 110 | −$19 | |
| 14 | $17,062 | 6.625% | — | 70 | +$322 | |
| 15 | $18,224 | 6.500% | — | 315 | +$1,484 | |
| 16 | $19,793 | 6.500% | — | 17 | +$3,053 | |
| 17 | $21,651 | 6.375% | — | 48 | +$4,911 | |
| 18 | $21,775 | 6.500% | — | 65 | +$5,035 | |
| 19 | $23,632 | 6.500% | — | 137 | +$6,892 | |
| 20 | $26,134 | 6.375% | — | 16 | +$9,394 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Nation One Mortgage Corporation | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $295,000 | $335,000 | −$40,000 (−11.9%) |
| Median total closing costs | $16,740 | $7,127 | +$9,613 (+134.9%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.