MYCUMORTGAGE, LLC closing costs and rates (2024)
In 2024, MYCUMORTGAGE, LLC originated 301 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $6,311. That is $430 below the national median of $6,741. MYCUMORTGAGE, LLC is most active in Ohio with 150 originations there.
Purchase Originations
301
Median Total Costs
$6,311
−6.4% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,083
Median Lender Credits
$75
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| fha | 179 | 6.750% | $7,252 | $981 |
| conventional | 113 | 6.625% | $4,442 | $1,339 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Ohio | 150 | 6.750% | $6,291 | #110 |
| Indiana | 40 | 6.688% | $4,222 | — |
| Kentucky | 27 | 6.750% | $6,361 | — |
| West Virginia | 11 | 6.750% | $5,789 | — |
| North Carolina | 10 | 6.250% | $8,765 | — |
| Michigan | 9 | 7.125% | $4,832 | — |
| Illinois | 7 | 6.750% | $12,389 | — |
| Virginia | 7 | 7.250% | $7,060 | — |
| New Mexico | 6 | 6.688% | $6,277 | — |
| South Carolina | 6 | 6.120% | $7,262 | — |
| Pennsylvania | 5 | 6.750% | $6,796 | — |
| Texas | 5 | 6.750% | $7,341 | — |
| Tennessee | 4 | 6.750% | $8,916 | — |
| California | 3 | 6.875% | $3,549 | — |
| Oregon | 3 | 6.750% | $14,129 | — |
| Louisiana | 2 | 6.250% | $7,295 | — |
| Arkansas | 1 | 6.750% | $7,199 | — |
| Florida | 1 | 6.625% | $17,171 | — |
| Georgia | 1 | 6.625% | $4,655 | — |
| Minnesota | 1 | 6.750% | $7,280 | — |
| Mississippi | 1 | 6.750% | $8,926 | — |
| New Jersey | 1 | 6.875% | $7,320 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,399 | 6.375% | — | 4 | −$2,912 | |
| 2 | $3,828 | 6.500% | — | 7 | −$2,483 | |
| 3 | $4,174 | 6.625% | — | 12 | −$2,137 | |
| 4 | $4,265 | 6.750% | — | 5 | −$2,046 | |
| 5 | $4,699 | 6.562% | — | 4 | −$1,612 | |
| 6 | $4,702 | 6.625% | — | 9 | −$1,609 | |
| 7 | $4,908 | 7.188% | — | 6 | −$1,403 | |
| 8 | $4,915 | 6.562% | — | 16 | −$1,396 | |
| 9 | $5,259 | 6.625% | — | 12 | −$1,052 | |
| 10 | $5,768 | 6.688% | — | 4 | −$543 | |
| 11 | $5,810 | 6.125% | — | 4 | −$501 | |
| 12 | $6,012 | 6.750% | — | 7 | −$299 | |
| 13 | $6,275 | 6.688% | — | 4 | −$36 | |
| 14 | $6,325 | 6.625% | — | 9 | +$14 | |
| 15 | $6,368 | 6.750% | — | 5 | +$57 | |
| 16 | $6,789 | 6.750% | — | 23 | +$478 | |
| 17 | $7,196 | 7.125% | — | 5 | +$885 | |
| 18 | $7,438 | 7.000% | — | 7 | +$1,127 | |
| 19 | $7,786 | 6.938% | — | 4 | +$1,475 | |
| 20 | $8,063 | 6.812% | — | 4 | +$1,752 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.