ITHINK FINANCIAL CREDIT UNION closing costs and rates (2024)
In 2024, ITHINK FINANCIAL CREDIT UNION originated 183 purchase mortgages at a median interest rate of 7.50% and median total closing costs of $8,417. That is $1,676 above the national median of $6,741. ITHINK FINANCIAL CREDIT UNION is most active in Florida with 124 originations there.
Purchase Originations
183
Median Total Costs
$8,417
+24.9% vs national ($6,741)
Median Rate
7.500%
+13.3% vs national (6.620%)
Median Origination
$4,875
Median Lender Credits
$96
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 183 | 7.500% | $8,417 | $4,875 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 124 | 7.500% | $8,267 | #222 |
| Maryland | 16 | 7.438% | $9,180 | — |
| Georgia | 9 | 6.625% | $5,188 | — |
| Virginia | 9 | 7.250% | $8,899 | — |
| Massachusetts | 7 | 7.750% | $8,757 | — |
| California | 3 | 7.500% | $8,707 | — |
| Arizona | 2 | 7.125% | $11,885 | — |
| North Carolina | 2 | 7.188% | $8,330 | — |
| Rhode Island | 2 | 7.188% | $6,633 | — |
| South Carolina | 2 | 6.562% | $4,294 | — |
| Connecticut | 1 | 8.500% | $7,599 | — |
| District of Columbia | 1 | 6.875% | $30,348 | — |
| Michigan | 1 | 7.875% | $6,350 | — |
| Minnesota | 1 | 6.750% | $15,670 | — |
| New Hampshire | 1 | 7.500% | $12,234 | — |
| Pennsylvania | 1 | 7.500% | $10,667 | — |
| Washington | 1 | 7.250% | $15,168 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,089 | 7.250% | — | 5 | −$3,328 | |
| 2 | $5,189 | 7.438% | — | 2 | −$3,228 | |
| 3 | $5,914 | 7.125% | — | 3 | −$2,503 | |
| 4 | $6,633 | 7.188% | — | 2 | −$1,784 | |
| 5 | $7,166 | 7.500% | — | 12 | −$1,251 | |
| 6 | $7,598 | 7.500% | — | 18 | −$819 | |
| 7 | $7,607 | 7.250% | — | 10 | −$810 | |
| 8 | $7,806 | 7.188% | — | 2 | −$611 | |
| 9 | $7,919 | 6.938% | — | 2 | −$498 | |
| 10 | $8,562 | 7.500% | — | 2 | +$145 | |
| 11 | $8,970 | 7.875% | — | 3 | +$553 | |
| 12 | $9,206 | 7.625% | — | 2 | +$789 | |
| 13 | $9,248 | 7.375% | — | 5 | +$831 | |
| 14 | $9,252 | 7.250% | — | 4 | +$835 | |
| 15 | $9,313 | 7.500% | — | 5 | +$896 | |
| 16 | $9,478 | 7.562% | — | 2 | +$1,061 | |
| 17 | $10,817 | 7.500% | — | 35 | +$2,400 | |
| 18 | $10,944 | 7.750% | — | 3 | +$2,527 | |
| 19 | $13,147 | 7.250% | — | 9 | +$4,730 | |
| 20 | $16,505 | 7.500% | — | 10 | +$8,088 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.