INB, National Association closing costs and rates (2024)
In 2024, INB, National Association originated 622 purchase mortgages at a median interest rate of 6.62% and median total closing costs of $2,408. That ranks #555 nationally by origination volume. For total closing costs among lenders with 500+ originations, INB, National Association ranks #21. That is $4,333 below the national median of $6,741. INB, National Association is most active in Illinois with 605 originations there.
Purchase Originations
622
Ranked #555 nationally
Median Total Costs
$2,408
−64.3% vs national ($6,741)
Median Rate
6.625%
+0.1% vs national (6.620%)
Median Origination
$619
Median Lender Credits
$200
Cost Rank (500+ vol.)
#21
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 524 | 6.875% | $2,370 | $619 |
| va | 49 | 6.500% | $3,250 | $24 |
| fha | 46 | 6.375% | $5,407 | $719 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 605 | 6.625% | $2,400 | #40 |
| Florida | 4 | 6.875% | $4,615 | — |
| Georgia | 2 | 6.688% | $3,249 | — |
| South Carolina | 2 | 6.375% | $3,917 | — |
| Tennessee | 2 | 6.750% | $4,582 | — |
| Wisconsin | 2 | 6.375% | $3,623 | — |
| California | 1 | 6.875% | $5,931 | — |
| Indiana | 1 | 6.625% | $2,976 | — |
| Kentucky | 1 | 6.500% | $3,621 | — |
| Nebraska | 1 | 6.875% | $2,896 | — |
| Texas | 1 | 7.125% | $5,128 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,047 | 6.500% | — | 6 | −$361 | |
| 2 | $2,156 | 6.438% | — | 2 | −$252 | |
| 3 | $2,192 | 6.625% | — | 6 | −$216 | |
| 4 | $2,314 | 6.125% | — | 3 | −$94 | |
| 5 | $2,370 | 6.625% | — | 378 | −$38 | |
| 6 | $2,374 | 6.625% | — | 75 | −$34 | |
| 7 | $2,427 | 6.375% | — | 9 | +$19 | |
| 8 | $2,471 | 7.125% | — | 9 | +$63 | |
| 9 | $2,475 | 6.500% | — | 17 | +$67 | |
| 10 | $2,482 | 6.500% | — | 8 | +$74 | |
| 11 | $2,484 | 6.125% | — | 5 | +$76 | |
| 12 | $2,503 | 6.625% | — | 16 | +$95 | |
| 13 | $2,558 | 7.312% | — | 4 | +$150 | |
| 14 | $2,609 | 6.500% | — | 24 | +$201 | |
| 15 | $2,672 | 6.625% | — | 5 | +$264 | |
| 16 | $2,735 | 6.625% | — | 5 | +$327 | |
| 17 | $2,869 | 6.625% | — | 11 | +$461 | |
| 18 | $2,876 | 6.750% | — | 3 | +$468 | |
| 19 | $4,582 | 6.750% | — | 2 | +$2,174 | |
| 20 | $6,215 | 7.000% | — | 2 | +$3,807 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.