FUNDLOANS CAPITAL closing costs and rates (2024)
In 2024, FUNDLOANS CAPITAL originated 184 purchase mortgages at a median interest rate of 7.75% and median total closing costs of $20,565. That is $13,824 above the national median of $6,741. FUNDLOANS CAPITAL is most active in California with 91 originations there.
Purchase Originations
184
Median Total Costs
$20,565
+205.1% vs national ($6,741)
Median Rate
7.750%
+17.1% vs national (6.620%)
Median Origination
$15,788
Median Lender Credits
$1,514
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 184 | 7.750% | $20,565 | $15,788 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 91 | 7.625% | $23,738 | #207 |
| Florida | 37 | 7.750% | $26,058 | — |
| Texas | 13 | 7.750% | $12,019 | — |
| Nevada | 11 | 8.125% | $15,999 | — |
| Arizona | 8 | 8.875% | $19,405 | — |
| Washington | 5 | 8.125% | $25,877 | — |
| Georgia | 4 | 7.375% | $13,999 | — |
| North Carolina | 4 | 8.188% | $13,273 | — |
| South Carolina | 4 | 7.562% | $22,947 | — |
| Colorado | 2 | 7.062% | $13,204 | — |
| Idaho | 1 | 6.875% | $26,977 | — |
| Illinois | 1 | 8.250% | $13,670 | — |
| Maryland | 1 | 7.990% | $36,278 | — |
| New Mexico | 1 | 7.125% | $14,693 | — |
| Oregon | 1 | 7.500% | $10,088 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $15,229 | 9.188% | — | 2 | −$5,336 | |
| 2 | $15,672 | 8.058% | — | 10 | −$4,893 | |
| 3 | $17,293 | 7.750% | — | 4 | −$3,272 | |
| 4 | $17,837 | 7.625% | — | 4 | −$2,728 | |
| 5 | $18,018 | 8.875% | — | 7 | −$2,547 | |
| 6 | $18,728 | 7.875% | — | 2 | −$1,837 | |
| 7 | $24,984 | 7.500% | — | 19 | +$4,419 | |
| 8 | $25,184 | 7.375% | — | 1 | +$4,619 | |
| 9 | $25,203 | 7.875% | — | 6 | +$4,638 | |
| 10 | $25,380 | 7.812% | — | 10 | +$4,815 | |
| 11 | $25,856 | 7.500% | — | 11 | +$5,291 | |
| 12 | $26,581 | 7.750% | — | 2 | +$6,016 | |
| 13 | $30,794 | 7.125% | — | 3 | +$10,229 | |
| 14 | $31,910 | 7.875% | — | 27 | +$11,345 | |
| 15 | $34,463 | 7.938% | — | 4 | +$13,898 | |
| 16 | $35,398 | 7.688% | — | 18 | +$14,833 | |
| 17 | $39,896 | 7.750% | — | 2 | +$19,331 | |
| 18 | $46,895 | 7.500% | — | 2 | +$26,330 | |
| 19 | $48,942 | 8.188% | — | 2 | +$28,377 | |
| 20 | $49,014 | 8.500% | — | 3 | +$28,449 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.