CLIFFCO, INC. closing costs and rates (2024)
In 2024, CLIFFCO, INC. originated 773 purchase mortgages at a median interest rate of 6.75% and median total closing costs of $11,257. That ranks #463 nationally by origination volume. For total closing costs among lenders with 500+ originations, CLIFFCO, INC. ranks #584. That is $4,516 above the national median of $6,741. CLIFFCO, INC. is most active in New York with 571 originations there.
Purchase Originations
773
Ranked #463 nationally
Median Total Costs
$11,257
+67.0% vs national ($6,741)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$5,478
Median Lender Credits
$223
Cost Rank (500+ vol.)
#584
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 565 | 6.875% | $8,393 | $4,495 |
| fha | 192 | 6.500% | $19,960 | $7,373 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| New York | 571 | 6.625% | $11,369 | #41 |
| Florida | 85 | 6.625% | $11,719 | #262 |
| New Jersey | 56 | 7.125% | $11,507 | #140 |
| Connecticut | 15 | 6.750% | $11,378 | — |
| Texas | 14 | 7.686% | $11,579 | — |
| Pennsylvania | 10 | 6.495% | $9,670 | — |
| Arizona | 5 | 6.875% | $14,156 | — |
| North Carolina | 5 | 6.625% | $4,203 | — |
| South Carolina | 5 | 6.750% | $6,058 | — |
| Georgia | 4 | 6.750% | $16,148 | — |
| Virginia | 2 | 7.870% | $7,439 | — |
| Kentucky | 1 | 11.500% | $6,777 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,474 | 6.625% | — | 77 | −$4,783 | |
| 2 | $7,275 | 6.812% | — | 22 | −$3,982 | |
| 3 | $8,774 | 6.990% | — | 7 | −$2,483 | |
| 4 | $8,871 | 7.250% | — | 5 | −$2,386 | |
| 5 | $8,884 | 6.625% | — | 11 | −$2,373 | |
| 6 | $10,493 | 7.500% | — | 5 | −$764 | |
| 7 | $10,825 | 6.750% | — | 38 | −$432 | |
| 8 | $11,078 | 7.000% | — | 7 | −$179 | |
| 9 | $11,338 | 6.625% | — | 10 | +$81 | |
| 10 | $12,026 | 6.750% | — | 201 | +$769 | |
| 11 | $12,179 | 6.625% | — | 164 | +$922 | |
| 12 | $12,719 | 6.500% | — | 11 | +$1,462 | |
| 13 | $13,424 | 6.500% | — | 22 | +$2,167 | |
| 14 | $13,451 | 6.500% | — | 9 | +$2,194 | |
| 15 | $13,605 | 6.933% | — | 6 | +$2,348 | |
| 16 | $15,647 | 6.437% | — | 6 | +$4,390 | |
| 17 | $16,428 | 7.250% | — | 5 | +$5,171 | |
| 18 | $16,731 | 6.870% | — | 6 | +$5,474 | |
| 19 | $16,895 | 6.812% | — | 16 | +$5,638 | |
| 20 | $17,883 | 7.058% | — | 14 | +$6,626 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.