5TH STREET CAPITAL, INC. closing costs and rates (2024)
In 2024, 5TH STREET CAPITAL, INC. originated 153 purchase mortgages at a median interest rate of 7.62% and median total closing costs of $15,674. That is $8,933 above the national median of $6,741. 5TH STREET CAPITAL, INC. is most active in California with 89 originations there.
Purchase Originations
153
Median Total Costs
$15,674
+132.5% vs national ($6,741)
Median Rate
7.625%
+15.2% vs national (6.620%)
Median Origination
$10,920
Median Lender Credits
$2,970
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 153 | 7.625% | $15,674 | $10,920 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| California | 89 | 7.625% | $18,349 | #209 |
| Texas | 21 | 7.625% | $11,577 | — |
| Florida | 10 | 7.500% | $13,039 | — |
| Colorado | 8 | 7.438% | $15,849 | — |
| Washington | 7 | 7.375% | $15,563 | — |
| Nevada | 5 | 7.125% | $13,907 | — |
| Georgia | 2 | 7.438% | $18,048 | — |
| Idaho | 2 | 7.125% | $12,372 | — |
| Illinois | 2 | 8.683% | $28,677 | — |
| Maryland | 2 | 8.000% | $15,057 | — |
| Connecticut | 1 | 8.250% | $5,338 | — |
| Montana | 1 | 8.625% | $5,397 | — |
| Oregon | 1 | 6.750% | $16,152 | — |
| Tennessee | 1 | 7.500% | $26,513 | — |
| Utah | 1 | 8.500% | $14,759 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $8,870 | 7.500% | — | 3 | −$6,804 | |
| 2 | $10,477 | 7.875% | — | 4 | −$5,197 | |
| 3 | $11,330 | 7.688% | — | 2 | −$4,344 | |
| 4 | $11,577 | 7.125% | — | 3 | −$4,097 | |
| 5 | $11,784 | 7.500% | — | 2 | −$3,890 | |
| 6 | $12,937 | 7.808% | — | 2 | −$2,737 | |
| 7 | $13,907 | 7.125% | — | 5 | −$1,767 | |
| 8 | $14,643 | 7.058% | — | 4 | −$1,031 | |
| 9 | $15,725 | 8.125% | — | 2 | +$51 | |
| 10 | $16,134 | 7.990% | — | 3 | +$460 | |
| 11 | $16,300 | 7.625% | — | 2 | +$626 | |
| 12 | $16,931 | 7.000% | — | 2 | +$1,257 | |
| 13 | $17,093 | 7.625% | — | 9 | +$1,419 | |
| 14 | $17,780 | 7.500% | — | 4 | +$2,106 | |
| 15 | $18,793 | 7.625% | — | 33 | +$3,119 | |
| 16 | $18,990 | 7.745% | — | 4 | +$3,316 | |
| 17 | $19,766 | 7.750% | — | 9 | +$4,092 | |
| 18 | $31,363 | 7.308% | — | 4 | +$15,689 | |
| 19 | $32,718 | 8.562% | — | 2 | +$17,044 | |
| 20 | $45,236 | 6.990% | — | 3 | +$29,562 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.