Lowest closing cost mortgage lenders in Lake County County, Illinois
In Lake County, Illinois, homebuyers paid a median of $6,405 in closing costs in 2024 — above the Illinois median of $6,096. The county saw 5,949 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, PULTE MORTGAGE LLC offered the lowest median costs at $2,515, which is $3,679 less than the county median.
Homebuyers in Lake County County who chose PULTE MORTGAGE LLC paid $3,890 less in closing costs than the county median.
County Median Costs
$6,405
+5.1% vs Illinois ($6,096)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,640
Purchase Originations
5,949
vs Illinois Median
5.1% above
$309
vs National Median
5.0% below
$-336
Lender rankings in Lake County County
80 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,515 | 6.500% | $16 | 108 | −$3,679 | |
| 2 | $2,744 | 5.990% | $0 | 25 | −$3,450 | |
| 3 | $4,147 | 5.058% | $1,350 | 24 | −$2,047 | |
| 4 | $4,267 | 6.500% | $2,198 | 43 | −$1,927 | |
| 5 | $4,593 | 6.688% | $0 | 26 | −$1,601 | |
| 6 | $4,990 | 6.375% | $850 | 39 | −$1,204 | |
| 7 | $5,041 | 6.500% | $905 | 11 | −$1,153 | |
| 8 | $5,200 | 6.750% | $949 | 14 | −$994 | |
| 9 | $5,222 | 6.625% | $911 | 290 | −$972 | |
| 10 | $5,232 | 6.500% | $781 | 10 | −$962 | |
| 11 | $5,327 | 6.500% | $1,100 | 53 | −$867 | |
| 12 | $5,356 | 6.375% | $900 | 50 | −$838 | |
| 13 | $5,384 | 6.500% | $1,200 | 11 | −$810 | |
| 14 | $5,443 | 6.500% | $1,000 | 26 | −$751 | |
| 15 | $5,475 | 6.750% | $1,050 | 57 | −$719 | |
| 16 | $5,545 | 6.625% | $1,200 | 103 | −$649 | |
| 17 | $5,560 | 6.750% | $1,210 | 45 | −$634 | |
| 18 | $5,614 | 6.375% | $1,315 | 73 | −$580 | |
| 19 | $5,669 | 6.500% | $1,040 | 67 | −$525 | |
| 20 | $5,733 | 6.990% | $1,495 | 10 | −$461 | |
| 21 | $5,763 | 6.995% | $1,400 | 18 | −$431 | |
| 22 | $5,772 | 6.550% | $640 | 10 | −$422 | |
| 23 | $5,840 | 6.990% | $1,220 | 25 | −$354 | |
| 24 | $5,874 | 7.058% | $1,165 | 16 | −$320 | |
| 25 | $5,883 | 6.938% | $1,495 | 10 | −$311 | |
| 26 | $5,894 | 6.990% | $1,415 | 241 | −$300 | |
| 27 | $5,958 | 7.125% | $1,227 | 16 | −$236 | |
| 28 | $5,998 | 6.625% | $1,570 | 42 | −$196 | |
| 29 | $6,008 | 6.875% | $1,604 | 72 | −$186 | |
| 30 | $6,022 | 6.625% | $1,295 | 73 | −$172 | |
| 31 | $6,050 | 6.990% | $1,395 | 10 | −$144 | |
| 32 | $6,099 | 6.500% | $1,125 | 29 | −$95 | |
| 33 | $6,110 | 6.990% | $1,598 | 51 | −$84 | |
| 34 | $6,112 | 6.875% | $1,695 | 17 | −$82 | |
| 35 | $6,132 | 6.875% | $1,640 | 68 | −$62 | |
| 36 | $6,146 | 6.875% | $1,251 | 15 | −$48 | |
| 37 | $6,171 | 6.500% | $1,880 | 31 | −$23 | |
| 38 | $6,201 | 6.825% | $1,640 | 339 | +$7 | |
| 39 | $6,209 | 6.875% | $1,595 | 15 | +$15 | |
| 40 | $6,218 | 6.875% | $1,837 | 37 | +$24 | |
| 41 | $6,252 | 6.875% | $1,520 | 94 | +$58 | |
| 42 | $6,264 | 7.000% | $1,770 | 41 | +$70 | |
| 43 | $6,264 | 6.990% | $1,512 | 49 | +$70 | |
| 44 | $6,274 | 6.875% | $1,928 | 82 | +$80 | |
| 45 | $6,278 | 6.990% | $1,670 | 21 | +$84 | |
| 46 | $6,291 | 6.625% | $1,252 | 111 | +$97 | |
| 47 | $6,295 | 7.000% | $1,150 | 12 | +$101 | |
| 48 | $6,312 | 6.625% | $1,545 | 35 | +$118 | |
| 49 | $6,318 | 6.750% | $1,250 | 35 | +$124 | |
| 50 | $6,407 | 7.500% | $1,198 | 11 | +$213 | |
| 51 | $6,466 | 6.990% | $2,122 | 23 | +$272 | |
| 52 | $6,489 | 7.375% | $1,595 | 13 | +$295 | |
| 53 | $6,567 | 6.625% | $1,634 | 92 | +$373 | |
| 54 | $6,595 | 5.950% | $815 | 35 | +$401 | |
| 55 | $6,643 | 6.990% | $2,012 | 185 | +$449 | |
| 56 | $6,677 | 6.875% | $1,650 | 71 | +$483 | |
| 57 | $6,687 | 6.999% | $2,295 | 27 | +$493 | |
| 58 | $6,692 | 6.990% | $1,990 | 287 | +$498 | |
| 59 | $6,726 | 6.875% | $1,945 | 28 | +$532 | |
| 60 | $6,794 | 7.000% | $1,902 | 50 | +$600 | |
| 61 | $6,852 | 6.490% | $2,586 | 59 | +$658 | |
| 62 | $6,853 | 6.990% | $2,028 | 37 | +$659 | |
| 63 | $6,853 | 6.250% | $1,666 | 61 | +$659 | |
| 64 | $6,916 | 6.750% | $2,896 | 169 | +$722 | |
| 65 | $6,945 | 6.990% | $2,671 | 33 | +$751 | |
| 66 | $7,359 | 6.875% | $1,830 | 25 | +$1,165 | |
| 67 | $7,370 | 7.250% | $2,890 | 40 | +$1,176 | |
| 68 | $7,410 | 6.998% | $2,932 | 311 | +$1,216 | |
| 69 | $7,613 | 7.125% | $3,573 | 10 | +$1,419 | |
| 70 | $7,659 | 6.990% | $2,655 | 87 | +$1,465 | |
| 71 | $7,870 | 6.990% | $3,759 | 29 | +$1,676 | |
| 72 | $8,080 | 6.875% | $3,730 | 15 | +$1,886 | |
| 73 | $9,378 | 6.990% | $4,312 | 13 | +$3,184 | |
| 74 | $9,413 | 6.990% | $5,224 | 86 | +$3,219 | |
| 75 | $10,654 | 9.370% | $6,942 | 16 | +$4,460 | |
| 76 | $13,031 | 8.375% | $7,928 | 18 | +$6,837 |
Includes lenders with 10+ purchase originations in Lake County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.