Lowest closing cost mortgage lenders in DeKalb County County, Illinois
In DeKalb County, Illinois, homebuyers paid a median of $5,088 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 920 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Illinois Community Credit Union offered the lowest median costs at $2,698, which is $1,454 less than the county median.
Homebuyers in DeKalb County County who chose Illinois Community Credit Union paid $2,390 less in closing costs than the county median.
County Median Costs
$5,088
−16.5% vs Illinois ($6,096)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,695
Purchase Originations
920
vs Illinois Median
16.5% below
$-1,008
vs National Median
24.5% below
$-1,653
Lender rankings in DeKalb County County
22 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,698 | 6.194% | $550 | 10 | −$1,454 | |
| 2 | $3,216 | 7.000% | $1,252 | 21 | −$936 | |
| 3 | $3,383 | 6.625% | $975 | 13 | −$769 | |
| 4 | $3,476 | 6.875% | $1,280 | 29 | −$676 | |
| 5 | $3,692 | 7.062% | $1,200 | 10 | −$460 | |
| 6 | $3,710 | 6.625% | $1,200 | 12 | −$442 | |
| 7 | $3,948 | 6.749% | $1,395 | 10 | −$204 | |
| 8 | $3,996 | 6.625% | $1,640 | 57 | −$156 | |
| 9 | $4,126 | 6.745% | $1,014 | 24 | −$26 | |
| 10 | $4,146 | 6.990% | $1,422 | 26 | −$6 | |
| 11 | $4,230 | 6.933% | $1,726 | 18 | +$78 | |
| 12 | $4,236 | 6.625% | $1,905 | 47 | +$84 | |
| 13 | $4,542 | 7.125% | $1,295 | 11 | +$390 | |
| 14 | $4,549 | 6.750% | $2,036 | 25 | +$397 | |
| 15 | $5,119 | 6.990% | $2,975 | 14 | +$967 | |
| 16 | $5,142 | 6.625% | $1,848 | 13 | +$990 | |
| 17 | $5,302 | 6.998% | $2,438 | 32 | +$1,150 | |
| 18 | $5,311 | 7.375% | $2,776 | 15 | +$1,159 | |
| 19 | $5,469 | 6.062% | $2,666 | 22 | +$1,317 | |
| 20 | $6,005 | 6.995% | $2,541 | 14 | +$1,853 | |
| 21 | $6,057 | 6.990% | $3,037 | 15 | +$1,905 |
Includes lenders with 10+ purchase originations in DeKalb County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.