Homebuyers in DeKalb County County who chose JPMorgan Chase Bank, National Association paid $2,117 less in closing costs than the county median.
County Median Costs
$4,766
−23.7% vs Illinois ($6,250)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,595
Purchase Originations
1,012
Denial Rate
6.9%
vs Illinois avg (7.5%)
vs Illinois Median
23.7% below
$-1,484
vs National Median
28.6% below
$-1,914
24 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,649 | 6.875% | $500 | 13 | −$1,611 | |
| 2 | $3,608 | 6.500% | $975 | 18 | −$652 | |
| 3 | $3,646 | 6.375% | $1,100 | 16 | −$614 | |
| 4 | $3,783 | 6.688% | $1,280 | 24 | −$477 | |
| 5 | $3,792 | 6.438% | $1,808 | 10 | −$468 | |
| 6 | $3,805 | 6.624% | $1,200 | 20 | −$455 | |
| 7 | $3,814 | 6.875% | $1,275 | 19 | −$446 | |
| 8 | $3,985 | 6.375% | $1,076 | 20 | −$275 | |
| 9 | $4,026 | 6.625% | $1,515 | 12 | −$234 | |
| 10 | $4,173 | 5.875% | $1,350 | 61 | −$87 | |
| 11 | $4,206 | 6.688% | $1,499 | 36 | −$54 | |
| 12 | $4,222 | 7.000% | $1,395 | 13 | −$38 | |
| 13 | $4,378 | 6.575% | $1,640 | 52 | +$118 | |
| 14 | $4,675 | 6.750% | $2,101 | 36 | +$415 | |
| 15 | $4,722 | 6.875% | $1,608 | 12 | +$462 | |
| 16 | $4,742 | 6.990% | $1,495 | 13 | +$482 | |
| 17 | $4,760 | 6.750% | $1,959 | 49 | +$500 | |
| 18 | $4,846 | 6.990% | $1,890 | 13 | +$586 | |
| 19 | $5,290 | 6.999% | $1,458 | 19 | +$1,030 | |
| 20 | $5,420 | 6.750% | $2,360 | 16 | +$1,160 | |
| 21 | $6,140 | 6.875% | $3,092 | 25 | +$1,880 |
Includes lenders with 10+ purchase originations in DeKalb County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.