Purchase Originations
1,243
Ranked #316 nationally
Median Total Costs
$6,708
+0.4% vs national ($6,680)
↑ $270 vs prior year
Median Rate
6.750%
+4.0% vs national (6.490%)
↓ 0.125% vs prior year
Median Origination
$1,720
Median Lender Credits
$450
Cost Rank (500+ vol.)
#337
among lenders with 500+ originations
Denial Rate
2.8%
vs national avg (9.0%)
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 1,127 | 6.750% | $6,643 | $1,720 |
| fha | 87 | 6.490% | $12,406 | $1,700 |
| va | 29 | 6.250% | $6,831 | $1,610 |
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Illinois | 1,192 | 6.750% | $6,723 | #18 |
| Wisconsin | 14 | 6.558% | $4,265 | — |
| Indiana | 12 | 6.500% | $4,193 | — |
| Arizona | 7 | 6.125% | $6,043 | — |
| Florida | 5 | 6.750% | $6,018 | — |
| Washington | 3 | 6.375% | $5,500 | — |
| Michigan | 2 | 6.624% | $8,002 | — |
| Ohio | 2 | 6.688% | $4,617 | — |
| Colorado | 1 | 6.750% | $3,371 | — |
| Minnesota | 1 | 7.125% | $4,919 | — |
| North Carolina | 1 | 6.990% | $5,067 | — |
| Oregon | 1 | 6.990% | $5,312 | — |
| South Carolina | 1 | 6.875% | $4,556 | — |
| Tennessee | 1 | 6.500% | $3,333 | — |
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,822 | 6.875% | — | 2 | −$2,886 | |
| 2 | $4,095 | 6.375% | — | 6 | −$2,613 | |
| 3 | $4,597 | 6.750% | — | 7 | −$2,111 | |
| 4 | $4,654 | 6.625% | — | 6 | −$2,054 | |
| 5 | $4,918 | 6.875% | — | 3 | −$1,790 | |
| 6 | $5,500 | 6.375% | — | 3 | −$1,208 | |
| 7 | $5,623 | 6.558% | — | 4 | −$1,085 | |
| 8 | $5,939 | 6.750% | — | 18 | −$769 | |
| 9 | $5,990 | 5.870% | — | 4 | −$718 | |
| 10 | $6,043 | 6.625% | — | 3 | −$665 | |
| 11 | $6,533 | 6.625% | — | 28 | −$175 | |
| 12 | $6,538 | 6.750% | — | 83 | −$170 | |
| 13 | $6,604 | 6.750% | — | 126 | −$104 | |
| 14 | $6,604 | 6.625% | — | 97 | −$104 | |
| 15 | $6,621 | 6.750% | — | 172 | −$87 | |
| 16 | $6,680 | 6.750% | — | 112 | −$28 | |
| 17 | $6,902 | 6.750% | — | 520 | +$194 | |
| 18 | $7,006 | 6.875% | — | 3 | +$298 | |
| 19 | $9,219 | 6.625% | — | 3 | +$2,511 | |
| 20 | $11,134 | 6.250% | — | 7 | +$4,426 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2025. Sorted by median total loan costs.
Peer set: the 50 highest-volume U.S. mortgage lenders in 2025 (min. 8,254 purchase originations).
| Metric | Key Mortgage Services, Inc. | Top-50 peer median | Difference |
|---|---|---|---|
| Median loan amount | $335,000 | $335,000 | +$0 (+0.0%) |
| Median total closing costs | $6,708 | $7,127 | −$419 (−5.9%) |
Other high-volume lenders side-by-side.
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.