Homebuyers in Ada County County who chose Shea Mortgage Inc. paid $7,659 less in closing costs than the county median.
County Median Costs
$8,367
−4.3% vs Idaho ($8,741)
Median Rate
6.250%
−3.7% vs national (6.490%)
Median Origination
$3,583
Purchase Originations
6,712
Denial Rate
3.8%
vs Idaho avg (5.4%)
vs Idaho Median
4.3% below
$-374
vs National Median
25.3% above
$1,687
69 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $708 | 6.625% | $0 | 16 | −$6,432 | |
| 2 | $3,370 | 6.000% | $815 | 15 | −$3,770 | |
| 3 | $3,769 | 6.875% | $1,991 | 11 | −$3,371 | |
| 4 | $3,848 | 5.750% | $706 | 29 | −$3,292 | |
| 5 | $4,645 | 6.250% | $1,490 | 17 | −$2,495 | |
| 6 | $4,718 | 6.490% | $852 | 75 | −$2,422 | |
| 7 | $4,732 | 4.999% | $2,730 | 69 | −$2,408 | |
| 8 | $4,943 | 4.875% | $1,550 | 60 | −$2,197 | |
| 9 | $4,988 | 6.625% | $1,075 | 13 | −$2,152 | |
| 10 | $5,030 | 6.125% | $899 | 721 | −$2,110 | |
| 11 | $5,195 | 6.750% | $1,325 | 21 | −$1,945 | |
| 12 | $5,288 | 6.245% | $250 | 12 | −$1,852 | |
| 13 | $5,356 | 6.625% | $1,495 | 27 | −$1,784 | |
| 14 | $5,518 | 6.500% | $2,853 | 144 | −$1,622 | |
| 15 | $5,717 | 6.375% | $1,477 | 27 | −$1,423 | |
| 16 | $5,740 | 6.375% | $1,823 | 112 | −$1,400 | |
| 17 | $5,971 | 6.624% | $3,660 | 10 | −$1,169 | |
| 18 | $6,024 | 5.990% | $1,972 | 114 | −$1,116 | |
| 19 | $6,053 | 6.558% | $2,127 | 10 | −$1,087 | |
| 20 | $6,118 | 6.499% | $2,399 | 74 | −$1,022 | |
| 21 | $6,132 | 6.750% | $2,938 | 45 | −$1,008 | |
| 22 | $6,614 | 6.375% | $3,935 | 79 | −$526 | |
| 23 | $6,652 | 6.625% | $3,087 | 10 | −$488 | |
| 24 | $6,796 | 6.500% | $2,309 | 14 | −$344 | |
| 25 | $6,836 | 6.625% | $2,592 | 107 | −$304 |
Includes lenders with 10+ purchase originations in Ada County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Idaho → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.