RESIDENTIAL MORTGAGE, LLC closing costs and rates (2024)
In 2024, RESIDENTIAL MORTGAGE, LLC originated 727 purchase mortgages at a median interest rate of 6.38% and median total closing costs of $7,831. That ranks #494 nationally by origination volume. For total closing costs among lenders with 500+ originations, RESIDENTIAL MORTGAGE, LLC ranks #432. That is $1,090 above the national median of $6,741. RESIDENTIAL MORTGAGE, LLC is most active in Alaska with 482 originations there.
Purchase Originations
727
Ranked #494 nationally
Median Total Costs
$7,831
+16.2% vs national ($6,741)
Median Rate
6.375%
−3.7% vs national (6.620%)
Median Origination
$3,018
Median Lender Credits
$390
Cost Rank (500+ vol.)
#432
among lenders with 500+ originations
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 405 | 6.500% | $5,573 | $3,349 |
| fha | 179 | 6.125% | $11,346 | $2,701 |
| va | 139 | 6.125% | $9,915 | $2,699 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Alaska | 482 | 6.250% | $7,376 | #3 |
| Arizona | 96 | 6.495% | $9,339 | #101 |
| Washington | 69 | 6.500% | $9,915 | #124 |
| Oregon | 37 | 6.250% | $9,134 | — |
| Idaho | 17 | 6.250% | $8,840 | — |
| Colorado | 13 | 6.750% | $5,834 | — |
| California | 6 | 6.370% | $7,739 | — |
| Nevada | 3 | 6.625% | $9,807 | — |
| Utah | 2 | 6.312% | $5,676 | — |
| New Mexico | 1 | 6.990% | $8,052 | — |
| Texas | 1 | 6.125% | $19,720 | — |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,762 | 6.688% | — | 4 | −$4,069 | |
| 2 | $5,291 | 6.625% | — | 4 | −$2,540 | |
| 3 | $6,452 | 6.438% | — | 42 | −$1,379 | |
| 4 | $7,248 | 6.250% | — | 294 | −$583 | |
| 5 | $7,249 | 6.495% | — | 32 | −$582 | |
| 6 | $7,378 | 6.120% | — | 6 | −$453 | |
| 7 | $7,623 | 6.433% | — | 8 | −$208 | |
| 8 | $7,643 | 6.375% | — | 7 | −$188 | |
| 9 | $8,091 | 6.750% | — | 6 | +$260 | |
| 10 | $8,158 | 6.125% | — | 92 | +$327 | |
| 11 | $8,666 | 6.500% | — | 78 | +$835 | |
| 12 | $8,721 | 6.500% | — | 23 | +$890 | |
| 13 | $8,840 | 6.250% | — | 7 | +$1,009 | |
| 14 | $9,424 | 6.375% | — | 7 | +$1,593 | |
| 15 | $10,486 | 6.250% | — | 22 | +$2,655 | |
| 16 | $11,624 | 6.188% | — | 8 | +$3,793 | |
| 17 | $12,070 | 6.000% | — | 5 | +$4,239 | |
| 18 | $13,128 | 5.875% | — | 5 | +$5,297 | |
| 19 | $13,751 | 6.345% | — | 6 | +$5,920 | |
| 20 | $15,918 | 6.375% | — | 9 | +$8,087 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.