Homebuyers in St. Johns County County who chose HOMEAMERICAN MORTGAGE CORPORATION paid $6,673 less in closing costs than the county median.
County Median Costs
$7,653
−11.7% vs Florida ($8,663)
Median Rate
6.000%
−7.5% vs national (6.490%)
Median Origination
$1,648
Purchase Originations
5,936
Denial Rate
5.5%
vs Florida avg (10.5%)
vs Florida Median
11.7% below
$-1,010
vs National Median
14.6% above
$973
65 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $980 | 4.875% | $0 | 42 | −$5,502 | |
| 2 | $1,551 | 6.375% | $0 | 122 | −$4,931 | |
| 3 | $3,158 | 4.990% | $0 | 79 | −$3,324 | |
| 4 | $3,894 | 6.500% | $0 | 47 | −$2,588 | |
| 5 | $4,035 | 5.625% | $101 | 160 | −$2,447 | |
| 6 | $4,224 | 6.250% | $0 | 40 | −$2,258 | |
| 7 | $4,648 | 5.800% | $815 | 17 | −$1,834 | |
| 8 | $4,674 | 6.375% | $1,643 | 12 | −$1,808 | |
| 9 | $4,798 | 5.625% | $0 | 17 | −$1,684 | |
| 10 | $4,833 | 6.375% | $1,125 | 18 | −$1,649 | |
| 11 | $5,150 | 6.875% | $1,395 | 32 | −$1,332 | |
| 12 | $5,187 | 4.625% | $1,795 | 240 | −$1,295 | |
| 13 | $5,264 | 6.375% | $2,555 | 17 | −$1,218 | |
| 14 | $5,271 | 6.250% | $1,350 | 13 | −$1,211 | |
| 15 | $5,344 | 5.750% | $845 | 107 | −$1,138 | |
| 16 | $5,483 | 6.490% | $1,500 | 43 | −$999 | |
| 17 | $5,484 | 5.990% | $1,325 | 182 | −$998 | |
| 18 | $5,547 | 6.125% | $1,380 | 39 | −$935 | |
| 19 | $5,814 | 6.688% | $1,790 | 12 | −$668 | |
| 20 | $6,070 | 6.000% | $1,602 | 44 | −$412 | |
| 21 | $6,090 | 6.250% | $1,469 | 37 | −$392 | |
| 22 | $6,373 | 6.375% | $1,978 | 23 | −$109 | |
| 23 | $6,577 | 6.688% | $1,743 | 22 | +$95 | |
| 24 | $6,645 | 6.490% | $1,379 | 73 | +$163 | |
| 25 | $6,883 | 6.990% | $2,295 | 11 | +$401 |
Includes lenders with 10+ purchase originations in St. Johns County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.