Lowest closing cost mortgage lenders in Sarasota County County, Florida
In Sarasota County, Florida, homebuyers paid a median of $7,231 in closing costs in 2024 — below the Florida median of $8,887. The county saw 5,368 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Third Federal Savings And Loan Association Of Cleveland offered the lowest median costs at $0, which is $6,191 less than the county median.
Homebuyers in Sarasota County County who chose Third Federal Savings And Loan Association Of Cleveland paid $7,231 less in closing costs than the county median.
County Median Costs
$7,231
−18.6% vs Florida ($8,887)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,795
Purchase Originations
5,368
vs Florida Median
18.6% below
$-1,656
vs National Median
7.3% above
$490
Lender rankings in Sarasota County County
75 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 7.015% | $0 | 12 | −$6,191 | |
| 2 | $1,746 | 6.250% | $0 | 267 | −$4,445 | |
| 3 | $3,680 | 6.125% | $0 | 38 | −$2,511 | |
| 4 | $3,711 | 6.624% | $101 | 55 | −$2,480 | |
| 5 | $3,951 | 5.625% | $650 | 60 | −$2,240 | |
| 6 | $4,126 | 6.875% | $101 | 211 | −$2,065 | |
| 7 | $4,324 | 6.500% | $0 | 25 | −$1,867 | |
| 8 | $4,345 | 6.312% | $1,219 | 20 | −$1,846 | |
| 9 | $4,382 | 6.250% | $125 | 169 | −$1,809 | |
| 10 | $4,941 | 6.500% | $1,295 | 17 | −$1,250 | |
| 11 | $5,328 | 6.750% | $1,738 | 19 | −$862 | |
| 12 | $5,337 | 5.688% | $1,795 | 124 | −$854 | |
| 13 | $5,456 | 6.990% | $1,320 | 19 | −$736 | |
| 14 | $5,496 | 7.125% | $1,374 | 10 | −$695 | |
| 15 | $5,556 | 6.625% | $3,066 | 14 | −$635 | |
| 16 | $5,726 | 6.975% | $1,495 | 41 | −$465 | |
| 17 | $5,831 | 7.000% | $1,979 | 65 | −$360 | |
| 18 | $5,891 | 6.250% | $1,450 | 44 | −$300 | |
| 19 | $5,937 | 6.990% | $1,620 | 27 | −$254 | |
| 20 | $6,043 | 6.490% | $1,295 | 34 | −$148 | |
| 21 | $6,060 | 6.500% | $2,114 | 31 | −$131 | |
| 22 | $6,078 | 6.490% | $1,250 | 37 | −$113 | |
| 23 | $6,286 | 6.000% | $815 | 29 | +$95 | |
| 24 | $6,355 | 6.250% | $2,176 | 100 | +$164 | |
| 25 | $6,461 | 6.875% | $2,589 | 11 | +$270 | |
| 26 | $6,468 | 6.750% | $3,185 | 23 | +$277 | |
| 27 | $6,553 | 6.625% | $2,112 | 57 | +$362 | |
| 28 | $6,608 | 6.990% | $1,764 | 12 | +$417 | |
| 29 | $6,755 | 6.990% | $2,605 | 28 | +$564 | |
| 30 | $6,764 | 6.490% | $4,923 | 15 | +$573 | |
| 31 | $6,768 | 6.990% | $1,629 | 23 | +$578 | |
| 32 | $6,784 | 6.625% | $1,732 | 13 | +$593 | |
| 33 | $6,820 | 6.875% | $3,044 | 12 | +$629 | |
| 34 | $6,833 | 6.500% | $1,430 | 18 | +$642 | |
| 35 | $6,836 | 6.625% | $3,444 | 23 | +$645 | |
| 36 | $6,851 | 6.625% | $3,180 | 75 | +$660 | |
| 37 | $6,911 | 6.375% | $3,445 | 11 | +$720 | |
| 38 | $6,928 | 6.250% | $1,652 | 12 | +$737 | |
| 39 | $6,995 | 6.850% | $1,640 | 47 | +$804 | |
| 40 | $7,000 | 6.937% | $2,124 | 47 | +$809 | |
| 41 | $7,041 | 6.625% | $1,596 | 60 | +$850 | |
| 42 | $7,083 | 6.812% | $2,048 | 22 | +$892 | |
| 43 | $7,111 | 6.625% | $3,815 | 193 | +$920 | |
| 44 | $7,152 | 6.625% | $2,667 | 10 | +$961 | |
| 45 | $7,225 | 6.875% | $2,891 | 91 | +$1,034 | |
| 46 | $7,504 | 6.990% | $2,928 | 25 | +$1,313 | |
| 47 | $7,559 | 6.950% | $3,190 | 75 | +$1,368 | |
| 48 | $7,640 | 7.062% | $3,349 | 56 | +$1,449 | |
| 49 | $7,799 | 6.990% | $4,320 | 19 | +$1,608 | |
| 50 | $7,888 | 6.990% | $3,100 | 24 | +$1,697 | |
| 51 | $8,187 | 6.620% | $1,390 | 20 | +$1,996 | |
| 52 | $8,272 | 6.625% | $2,298 | 46 | +$2,081 | |
| 53 | $8,319 | 6.375% | $960 | 11 | +$2,128 | |
| 54 | $8,421 | 6.625% | $4,647 | 336 | +$2,230 | |
| 55 | $8,498 | 6.990% | $3,794 | 53 | +$2,307 | |
| 56 | $8,528 | 6.875% | $5,192 | 24 | +$2,337 | |
| 57 | $8,539 | 6.875% | $3,208 | 23 | +$2,348 | |
| 58 | $8,723 | 7.000% | $2,118 | 10 | +$2,532 | |
| 59 | $8,780 | 6.990% | $4,995 | 27 | +$2,589 | |
| 60 | $9,038 | 5.875% | $1,195 | 13 | +$2,847 | |
| 61 | $9,041 | 6.625% | $4,397 | 40 | +$2,850 | |
| 62 | $9,045 | 6.625% | $5,743 | 13 | +$2,854 | |
| 63 | $9,491 | 7.375% | $5,158 | 20 | +$3,300 | |
| 64 | $9,740 | 6.875% | $5,600 | 23 | +$3,549 | |
| 65 | $10,316 | 6.750% | $6,260 | 22 | +$4,125 | |
| 66 | $11,156 | 6.750% | $6,809 | 10 | +$4,965 | |
| 67 | $11,313 | 6.490% | $5,499 | 47 | +$5,122 | |
| 68 | $11,642 | 7.125% | $7,887 | 19 | +$5,450 | |
| 69 | $12,493 | 7.625% | $7,176 | 12 | +$6,302 | |
| 70 | $12,805 | 9.438% | $9,124 | 12 | +$6,614 | |
| 71 | $16,586 | 7.250% | $12,000 | 19 | +$10,395 |
Includes lenders with 10+ purchase originations in Sarasota County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.