NEAL COMMUNITIES FUNDING, LLC closing costs and rates (2024)
In 2024, NEAL COMMUNITIES FUNDING, LLC originated 387 purchase mortgages at a median interest rate of 6.88% and median total closing costs of $4,103. That is $2,638 below the national median of $6,741. NEAL COMMUNITIES FUNDING, LLC is most active in Florida with 387 originations there.
Purchase Originations
387
Median Total Costs
$4,103
−39.1% vs national ($6,741)
Median Rate
6.875%
+3.9% vs national (6.620%)
Median Origination
$101
Median Lender Credits
$237
Breakdown by loan type
| Loan type | Volume | Median Rate | Median Total Costs | Median Origination |
|---|---|---|---|---|
| conventional | 344 | 6.875% | $3,876 | $101 |
| fha | 24 | 6.250% | $11,113 | $101 |
Active states
| State | Volume | Median Rate | Median Total Costs | State Rank |
|---|---|---|---|---|
| Florida | 387 | 6.875% | $4,103 | #108 |
Top counties by origination volume
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,355 | 7.124% | — | 5 | −$748 | |
| 2 | $3,756 | 6.990% | — | 8 | −$347 | |
| 3 | $3,991 | 6.624% | — | 128 | −$112 | |
| 4 | $4,138 | 7.062% | — | 26 | +$35 | |
| 5 | $4,152 | 6.875% | — | 220 | +$49 |
Includes lenders with 1+ purchase originations in top counties. Source: HMDA 2024. Sorted by median total loan costs.
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.