Lowest closing cost mortgage lenders in Collier County County, Florida
In Collier County, Florida, homebuyers paid a median of $9,077 in closing costs in 2024 — above the Florida median of $8,887. The county saw 3,609 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, SPACE COAST CREDIT UNION offered the lowest median costs at $0, which is $7,702 less than the county median.
Homebuyers in Collier County County who chose SPACE COAST CREDIT UNION paid $9,077 less in closing costs than the county median.
County Median Costs
$9,077
+2.1% vs Florida ($8,887)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,292
Purchase Originations
3,609
vs Florida Median
2.1% above
$190
vs National Median
34.6% above
$2,336
Lender rankings in Collier County County
51 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.000% | $0 | 21 | −$7,702 | |
| 2 | $45 | 7.040% | $45 | 17 | −$7,657 | |
| 3 | $2,494 | 5.500% | $0 | 140 | −$5,208 | |
| 4 | $4,129 | 7.125% | $102 | 23 | −$3,573 | |
| 5 | $4,178 | 6.625% | $125 | 37 | −$3,524 | |
| 6 | $4,201 | 5.500% | $500 | 40 | −$3,501 | |
| 7 | $4,427 | 5.870% | $101 | 10 | −$3,275 | |
| 8 | $4,612 | 6.125% | $0 | 31 | −$3,090 | |
| 9 | $4,680 | 6.750% | $0 | 12 | −$3,022 | |
| 10 | $5,203 | 6.050% | $815 | 21 | −$2,499 | |
| 11 | $5,241 | 5.625% | $1,795 | 123 | −$2,461 | |
| 12 | $5,914 | 6.875% | $1,955 | 51 | −$1,788 | |
| 13 | $6,361 | 6.500% | $1,295 | 27 | −$1,341 | |
| 14 | $6,523 | 6.750% | $1,890 | 14 | −$1,179 | |
| 15 | $6,647 | 7.125% | $1,415 | 13 | −$1,055 | |
| 16 | $6,790 | 6.990% | $1,990 | 20 | −$912 | |
| 17 | $6,795 | 6.625% | $1,345 | 38 | −$907 | |
| 18 | $6,914 | 6.750% | $1,662 | 15 | −$788 | |
| 19 | $7,007 | 6.750% | $1,245 | 20 | −$695 | |
| 20 | $7,010 | 6.875% | $1,640 | 26 | −$692 | |
| 21 | $7,049 | 6.688% | $1,252 | 10 | −$653 | |
| 22 | $7,062 | 6.490% | $2,595 | 13 | −$640 | |
| 23 | $7,216 | 6.433% | $1,395 | 18 | −$486 | |
| 24 | $7,271 | 6.050% | $719 | 13 | −$431 | |
| 25 | $7,534 | 6.438% | $1,320 | 12 | −$168 | |
| 26 | $7,574 | 6.500% | $1,390 | 123 | −$128 | |
| 27 | $7,599 | 6.625% | $2,949 | 21 | −$103 | |
| 28 | $7,616 | 6.375% | $1,245 | 32 | −$86 | |
| 29 | $7,732 | 6.875% | $2,713 | 14 | +$30 | |
| 30 | $7,793 | 6.625% | $1,592 | 56 | +$91 | |
| 31 | $7,905 | 6.625% | $1,682 | 74 | +$203 | |
| 32 | $7,972 | 6.490% | $1,390 | 27 | +$270 | |
| 33 | $8,026 | 6.937% | $2,265 | 58 | +$324 | |
| 34 | $8,240 | 7.125% | $3,738 | 41 | +$538 | |
| 35 | $8,302 | 6.562% | $950 | 16 | +$600 | |
| 36 | $8,489 | 6.625% | $5,246 | 152 | +$787 | |
| 37 | $8,604 | 6.375% | $2,420 | 39 | +$902 | |
| 38 | $8,706 | 6.995% | $4,226 | 16 | +$1,004 | |
| 39 | $9,354 | 7.000% | $4,657 | 50 | +$1,652 | |
| 40 | $9,534 | 6.990% | $4,803 | 13 | +$1,832 | |
| 41 | $9,545 | 6.990% | $4,065 | 27 | +$1,843 | |
| 42 | $9,643 | 6.875% | $5,245 | 239 | +$1,941 | |
| 43 | $9,900 | 6.990% | $5,599 | 274 | +$2,198 | |
| 44 | $9,976 | 6.000% | $1,330 | 33 | +$2,274 | |
| 45 | $10,890 | 6.625% | $6,350 | 17 | +$3,188 | |
| 46 | $11,488 | 6.062% | $2,618 | 10 | +$3,786 | |
| 47 | $11,973 | 6.995% | $8,594 | 72 | +$4,271 | |
| 48 | $13,407 | 7.125% | $7,709 | 16 | +$5,705 | |
| 49 | $15,373 | 7.062% | $10,206 | 46 | +$7,671 | |
| 50 | $17,816 | 7.250% | $10,910 | 14 | +$10,114 |
Includes lenders with 10+ purchase originations in Collier County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.