FairPriceCheck

Lowest closing cost mortgage lenders in Manatee County County, Florida

In Manatee County, Florida, homebuyers paid a median of $7,804 in closing costs in 2024 — below the Florida median of $8,887. The county saw 6,535 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, LENNAR MORTGAGE, LLC offered the lowest median costs at $1,057, which is $6,306 less than the county median.

Homebuyers in Manatee County County who chose LENNAR MORTGAGE, LLC paid $6,747 less in closing costs than the county median.

County Median Costs

$7,804

−12.2% vs Florida ($8,887)

Median Rate

6.380%

−3.6% vs national (6.620%)

Median Origination

$1,795

Purchase Originations

6,535

vs Florida Median

12.2% below

$-1,083

vs National Median

15.8% above

$1,063

Lender rankings in Manatee County County

75 lenders with 10+ originations, ranked by median total loan costs.

RankLenderMedian Total Costs ↑Median Rate ↕Median Origination ↕Volume ↕vs. Median
1$1,6315.875%$0251−$4,302
2$3,6886.624%$10198−$2,245
3$3,7615.875%$0375−$2,172
4$3,8765.562%$50034−$2,057
5$4,3836.375%$034−$1,550
6$4,4936.687%$10126−$1,440
7$4,5666.250%$125261−$1,367
8$5,2065.500%$1,795263−$727
9$5,3436.375%$25011−$590
10$5,3655.938%$1,21910−$568
11$5,6486.812%$2,32120−$285
12$5,6786.375%$1,53039−$255
13$5,6806.990%$1,49523−$253
14$5,7256.375%$2,13036−$208
15$5,7285.875%$1,38045−$205
16$5,7376.050%$81525−$196
17$5,8066.500%$1,28135−$127
18$5,8786.375%$1,52717−$55
19$5,8846.750%$2,12035−$49
20$5,8986.812%$1,39818−$35
21$6,0006.500%$1,29531+$68
22$6,3026.750%$1,32013+$369
23$6,3226.500%$1,23813+$389
24$6,3886.625%$2,58670+$455
25$6,3926.875%$2,32035+$458
26$6,3936.990%$1,74712+$460
27$6,4996.650%$1,25036+$566
28$6,5056.125%$2,06491+$572
29$6,5516.990%$3,32021+$618
30$6,5996.875%$2,16047+$666
31$6,6386.625%$3,47599+$705
32$6,6927.125%$1,73012+$759
33$7,0036.950%$2,27837+$1,070
34$7,0306.375%$2,35013+$1,097
35$7,0696.990%$3,05113+$1,136
36$7,0766.812%$3,25616+$1,143
37$7,1416.438%$3,42410+$1,208
38$7,1516.875%$3,42478+$1,218
39$7,1786.875%$3,30718+$1,245
40$7,2416.990%$3,64011+$1,308
41$7,3446.250%$3,60167+$1,411
42$7,3906.970%$3,35584+$1,457
43$7,5176.990%$2,47049+$1,584
44$7,5786.990%$3,05865+$1,645
45$7,5785.750%$5,62821+$1,645
46$7,7526.375%$4,53194+$1,818
47$7,7757.124%$3,85511+$1,842
48$7,8306.625%$3,69336+$1,897
49$8,1296.875%$3,97629+$2,196
50$8,1686.875%$2,51133+$2,235
51$8,2486.250%$4,67411+$2,315
52$8,3256.500%$1,47014+$2,392
53$8,4686.625%$4,652106+$2,535
54$8,5866.990%$5,03924+$2,653
55$8,5996.938%$4,31210+$2,666
56$8,6597.433%$5,04516+$2,726
57$8,7105.990%$6,05931+$2,777
58$8,9876.750%$5,240318+$3,054
59$9,1336.875%$5,42513+$3,200
60$9,2016.990%$5,59626+$3,268
61$9,5457.125%$4,73021+$3,612
62$9,9166.625%$6,48214+$3,983
63$10,1896.250%$3,95268+$4,256
64$10,4916.875%$6,02225+$4,558
65$10,7516.990%$6,60213+$4,818
66$11,0116.688%$6,99710+$5,078
67$13,2676.490%$7,52018+$7,334
68$15,5348.750%$11,96315+$9,601
69$15,9167.990%$11,27312+$9,983

Includes lenders with 10+ purchase originations in Manatee County County. Source: HMDA 2024. Sorted by median total loan costs.

View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory

Found your lender? Make sure their quote is fair.

HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

Audit my Closing DisclosureCheck my Loan Estimate
Getting a quote from one of these lenders? Upload your Loan Estimate to verify their fees → Fair Loan Check

Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.